I am expecting a mortgage offer from Nat West. My intention is to retain the legal services of a Licensed Conveyancer in Thornton Cleveleys. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
We just had an offer accepted to purchase with Melton Mowbray Building Society. We have called around locally but am unable to find a Thornton Cleveleys conveyancing firm on the Melton Mowbray Building Society panel. Could you help?
Feel free to take advantage of the find a lender approved solicitor tool on this page. Please choose the lender and type Thornton Cleveleys or your preferred area and you will see a number of lawyer offices in Thornton Cleveleys or nearest you.
We were going to get a AIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Thornton Cleveleys solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Thornton Cleveleys solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I am currently in the process of buying my council flat in Thornton Cleveleys. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
I recently had an offer accepted on a house in Thornton Cleveleys. My mortgage broker suggested a property lawyer. I paid an on account payment of £200. A couple of days later, the lawyer called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am buying a property and the conveyancer has raised the issue of Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly necessary for conveyancing in Thornton Cleveleys
Unless a previous acquisition of the house took place post 12 October 2013 you can take it that solicitors carrying out conveyancing in Thornton Cleveleys to continue to advocate a chancel search and or insurance against a claim.
The estate agent has sent us the confirmation of our purchase of a new build flat in Thornton Cleveleys. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Thornton Cleveleys
Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Why do I have to supply my conveyancing practitioner with a list of items of ID ahead of starting my conveyancing in Thornton Cleveleys?
Thornton Cleveleys lawyers are required by the Law Society, SRA, the Land Registry and current AML Regulations to certify that the have verified the identity of their clients. It is also sometimes a condition of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to Land Tax and need to have details such as your full names, national insurance number and DOB.