I have given 2 months notice to my current landlord and must leave my rented apartment in Burscough by the end of next month. Conveyancing for my house purchase is progressing. Is it possible to complete in a couple of weeks as don't want to have to move into temporary accommodation?
The normal practice is not to give notice for your lease unless you have exchanged. Assuming that you have not already done so, contact to your conveyancer and request that they seek the assistance the owners solicitors, try to get a realistic time scale from them that everyone will look to achieve
Do the Building Society Association intend to launch a search tool with a view to to identify law firms on the Darlington Building Society conveyancing panel for instance in Burscough?
We have not been informed any intention on the part of the BSA to promote such a search facility.
My wife and I are buying a flat in Burscough. It might be a silly question but how we can trust a conveyancer? At some point we will need to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Last month we had a mortgage agreed in principle with Virgin Money. Burscough conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
There is no definitive answer here. Have Virgin Money completed the survey? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am buying a property in Burscough. A rare aspect is that the roof has a solar panel. Lloyds have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Lloyds your lawyer must follow the formal instructions set out in Section two of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Lloyds where a lease fails to comply with these specifications. The specifications relate to the installation of panels on properties nationwide and is not restricted to Burscough.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Burscough? or I am told that there is historic law that means some homeowners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this relevant for conveyancing in Burscough?
Unless a prior purchase of the property took place after 12 October 2013 you can expect conveyancing practitioners delivering conveyancing in Burscough to remain recommending a chancel search and or insurance against a claim.
I used Action Conveyancing a few years past for my conveyancing in Burscough. Now, I need my files but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Burscough of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a flat up to £195,000 and found one near me in Burscough I like with amenity areas and station nearby, the downside is that it only has 52 years unexpired on the lease. There is not much else in Burscough in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you need a home loan the shortness of the lease may be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.