Recently contacted my conveyancing solicitor in Fleetwood who acted for me 18 months ago and wanted a conveyancing costs illustration based on an identical type of house move (a leasehold property and a freehold property) of almost identical values with a home loan from Lloyds TSB Bank. I am now being charged twice the amount. Should I hunt for a cheaper online firm of conveyancing solicitor?
The estimate does seem a tad on the high side. If you you were to look around you could trim some of the expense by say £125. That being said, assuming were pleased with the legal work the firm gave you couldlive to rue choosing an an unknown conveyancer. If is important to check the conveyancer can represent Lloyds TSB Bank. You can make use of our search tool to find a Fleetwood conveyancing firm on the Lloyds TSB Bank approved list of lawyers, which can often include conveyancing solicitors in Fleetwood.
It is 10 years ago since I acquired my house in Fleetwood. Conveyancing lawyers have now been instructed on the sale but I am unable to locate the deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be kept by the lender or they may be in the possession of the conveyancers who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Fleetwood relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
We just had an offer accepted to buy with Melton Mowbray Building Society. I went into 3 or 4 local firms but am unable to find a Fleetwood conveyancing firm on the Melton Mowbray Building Society approved list. Can you assist?
You should make the most of the search tool on this web page. Please choose the building society and type Fleetwood or your preferred area and you will see a number of lawyer based in Fleetwood or nearest you.
I am looking into buying my first house which is in Fleetwood and I am already nervous. I couldn't find anything specific about Fleetwood. Conveyancing will be needed in due course but do you know about the Fleetwood area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Fleetwood. In the meantime here are some basic statistics that we found
Should I go with a Fleetwood conveyancing solicitor who is local to the property I am buying? An old friend can conduct the legal work but his firm is located 400miles drive away.
The primary upside of using a local Fleetwood conveyancing practice is that you can attend the office to execute paperwork, present your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. However it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were happy that should trump using an unknown Fleetwood conveyancing solicitor just because they are local.
Last May I purchased a leasehold house in Fleetwood. Am I liable to pay service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Fleetwood Leasehold Conveyancing - Examples of Questions you should consider before buying
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Is anyone aware of any major works anticipated that will add a premium to the maintenance fees? The answer will be helpful as a) areas may result in problems in the building as the common areas may begin to deteriorate if maintenance remain unpaid b) if the leaseholders have a dispute with the managing agents you will wish to have complete disclosure Plenty Fleetwood leasehold properties will have a service charge for the upkeep of the building invoiced by the management company. Should you purchase the flat you will have to meet this liability, normally periodically during the year. This can vary from a few hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a ground rent for you to pay annual, this is usually not a significant amount, say about £50-£100 but you need to check it because sometimes it can be surprisingly expensive.