Unfortunately I am unable to travel far from St Annes. What is the rationale as to why all St Annes lawyers are not on all bank panels?
Mortgage companies point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud annually.The dismissal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. This resulted in mortgage companies pruning a number of firms from their books of approved conveyancers .
We're in St Annes, FTBs buying with a mortgage (lender is Santander , and our solicitor is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am helping my sister sell her house in St Annes. Does the solicitor order an energy performance certificate or should I organise this?
After the demise of HIPs, energy assessments remained a mandatory part of moving property. An energy performance certificate needs to be commissioned prior to the property being marketed. This is not something that conveyancers ordinarily arrange. If you are instructing a St Annes conveyancing solicitor they may be willing to arrange energy assessments given their contacts with reputable local accredited person
My wife and I buying a 4 bedroom semi-detached house in St Annes. We would like to carry out an extension to the side at the house.Will legal due diligence on the property involve investigations to ascertain if these works are allowed?
Your solicitor will review the deeds as conveyancing in St Annes can sometimes identify restrictions in the title deeds which prevent categories of alterations or require the permission of a 3rd party. Many works need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
Is it the case that all St Annes solicitors on the Kent Reliance conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Kent Reliance approved list of solicitors they would need to be overseen by the SRA. Some mortgage companies do permit licenced conveyancers on their panel and in such a situation the organisation would be regulated by the CLC.
How do I identify a St Annes law firm on the Britannia conveyancing panel? I have wheels and am prepared to travel upto 20kilometers to meet the solicitor.
You can use the tool on this page. Please select a lender and your location and you will see a number of St Annes conveyancing lawyers located nearest you. We have detailed some St Annes conveyancing firms towards the end of this page and you can ring them to verify whether they are on the Britannia member panel
We are four weeks into a leasehold purchase having been directed to a firm by the selling agent to carry out the conveyancing in St Annes. I am am extremely frustrated with the level of service. Could you help me find new solicitors?
They would have to be really bad to suggest changing them. Has your loan offer been issued? If so you must inform them of the replacement conveyancer and get the offer are re-sent. Your conveyancer should be on the lenders panel to avoid escalating expenses and complications. That should be your starting point. Our find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in St Annes
I need to switch lawyers as my St Annes lawyer is not on the lender's approved list of conveyancing solicitors. How simple is it to change conveyancer?
If you haven't yet appointed a solicitor to commence the conveyancing and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in St Annes that you're considering.