Souldusing a Fradley conveyancing firm make my purchase more efficient?
Fradley is a special area, where regional experience counts for a lot. The relaxed pace of life has an upside – but not for your conveyancing. The property lawyers that we list possess a wealth of Fradley intelligence with a professional, hands-onattitude that helps the conveyancing to progress without delay. It is a distinct advantage that they benefit from established connections with mortgage brokers, search providers, surveyors and other Fradley conveyancing solicitors
What does my ID and proof of funds have anything to do with my conveyancing in Fradley? What am I being asked for?
Fradley conveyancing solicitors and indeed property lawyers accross the UK have a duty under money laundering regulations to verify the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients are required to provide two forms of certified ID; proof of identity (typically a Passport or Driving Licence) and proof of address (typically a Bank Statement less than 3 months old).
Proof of source of funds is also necessary in compliance with the money laundering regulations as solicitors are duty bound to ensure that the money you are using to buy a property (whether it be the deposit for exchange or the total purchase monies where you are a cash purchaser) has originated from legitimate source (such as employment savings) as opposed to the fruits of criminal behaviour.
I have been told that property searches are the primary reason for hinderance in Fradley house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to be the root cause of holding up conveyancing in Fradley.
Due to the advice of my in-laws I had a survey completed on a property in Fradley ahead of appointing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Fradley. Conveyancing will be smoother if you use a solicitor in Fradley especially if they are accustomed to such properties in Fradley.
Taking into account that I will soon spend hundreds of thousands of pounds on a two bedroom apartment in Fradley I would like to have a conversation with the solicitor concerning thehome move in advance of giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your conveyancing in Fradley.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Fradley should be the figure that you end up paying.
Do I have to pop into the offices of the bank conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Fradley as it will be easier to pop in to their offices if required.
Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Fradley. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.