Is there a search tool that I can utilise to investigate if the solicitor conducting my conveyancing in Rugeley is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £187.00 plus VAT in further conveyancing bill.
You should make the most of the search tool on this web page. Pick the lender and type ‘Rugeley’ or your location and you will see a number of lawyer offices in Rugeley or near you.
4 months have elapsed since my purchase conveyancing in Rugeley concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a property in Rugeley before instructing lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some lenders may not grant a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rugeley. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to change firm as I have to choose one who is on the Norwich and Peterborough Building Society conveyancing list. I hired a local conveyancing solicitor in Rugeley round the corner but he is not approved by Norwich and Peterborough Building Society
It would be our pleasure to help you find a conveyancing solicitor in Rugeley on the Norwich and Peterborough Building Society panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Rugeley. In making use of the find a conveyancing solicitor tool on this site, you can compare costs for conveyancing solicitors in Rugeley and throughout England and Wales.
I am looking for a conveyancing practitioner in Rugeley for my purchase. Can I check a solicitor's complaints history with the legal regulator?
One can search for documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator sometimes monitor call for training reasons.
Due to sign contracts shortly on a ground floor flat in Rugeley. Conveyancing lawyers have said that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Rugeley should include some of the following:
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Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? The total extent of the property. This might be the apartment itself but could also incorporate a roof space or storage are if applicable. Details of the parties to the lease, for instance these could be the leaseholder, head lessor, landlord You should be told what constitutes a Nuisance in the lease Setting out your legal entitlements in respect of the communal areas in the building.By way of example, does the lease grant a right of way over an accessway or hallways?
Rugeley Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing
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Where a Rugeley lease has less than eighty years it will impact the marketability of the apartment. Check with your bank that they are happy with remaining years on the lease. Leases with less than 80 years remaining means that you will probably require a lease extension sooner rather than later and you need to have some idea of how much this will be. For most Rugeleylease extensions you will be be obliged to have owned the property for two years in order to be entitled to exercise a lease extension. Please inform me if there are any major works in the planning that will likely increase the maintenance costs?