I am hoping to complete my purchase in Abbots Bromley next Tuesday. My property lawyer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What risks does the lender expect the insurance to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not limited to conveyancing in Abbots Bromley.
It is is a decade since I bought my property in Abbots Bromley. Conveyancing lawyers have just been retained on the sale but I can't locate the deeds. Is this a major issue?
Don’t worry too much. First the deeds may be with the mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Abbots Bromley relates to registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would much rather use a local conveyancing solicitor in Abbots Bromley?
Do check but the chances are that allocate you one of their panel solicitors where you accept the "fee-free" deal. Contact the lender to determine if they offer you a monetary alternative. Some mortgage companies have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in Abbots Bromley.
We are due to move property in November. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Abbots Bromley. Conveyancing solicitor was chosen prior to coming across this page.
On the afternoon of completion you will need to collect the house keys from your property agent but this should only happen when the vendors solicitors confirm to the agent that they have the completion monies and the keys can be collected. You can tell the removal company that you are ready to move in. We do not suggest a specific removal organisation but can assist you in choosing a conveyancing in Abbots Bromley or a solicitor with expertise in conveyancing in Abbots Bromley.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Abbots Bromley property lawyer on the Kent Reliance panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
My offer was accepted on an apartment in Abbots Bromley on 11/8/2025, valuation was booked 3 days after, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
My wife and I have a 4 bedroom Victorian house in Abbots Bromley. Conveyancing solicitor acted for me and Coventry Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Abbots Bromley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who completed the work.
How does conveyancing in Abbots Bromley differ for new build properties?
Most buyers of new build residence in Abbots Bromley come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is completed. This is because house builders in Abbots Bromley usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Abbots Bromley or who has acted in the same development.