I am acquiring a flat in Abbots Bromley. My Solicitor has never been on on the mortgage company solicitor panel. Is it possible for me to retain my Abbots Bromley conveyancing solicitor even though they are excluded from the lender approved list?
Your options include
- Complete the purchase with your existing Abbots Bromley conveyancing practitioner but your lender will need to instruct a conveyancing practitioner from their conveyancing panel. This will result in additional charges together with potential interruption.
- Appoint a new conveyancing practitioner to act in the purchase, making sure they are on the bank conveyancing panel.
- Convince your conveyancer to do everything within their powers to join the bank’s conveyancing panel
In what way does my ID and proof of funds have anything to do with my conveyancing in Abbots Bromley? What am I being asked for?
Abbots Bromley conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under money laundering regulations to verify the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to produce two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill no more than three months).
Proof of the origin of monies is also required in accordance with the money laundering regulations as solicitors have a duty to investigate that the money you are utilising to buy a property (be it the exchange deposit or the full purchase monies where you are a cash purchaser) has come from a reputable source (such as an inheritance) as opposed to the fruits of illegitimate activity.
About to place a bid on a leasehold flat in Abbots Bromley. The property agents advise that it is normal for flats in Abbots Bromley to have less than 75 years remaining. I am expecting a loan with Bank of Ireland. Is this going to be acceptable if the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/6/2025 the requirements read as follows :
We are buying a house and the conveyancer has referenced Chancel Repair for which the house may be liable as it falls into the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in Abbots Bromley
Unless a prior acquisition of the premises completed after 12 October 2013 you can expect lawyers conducting conveyancing in Abbots Bromley to continue to recommend a chancel search and or chancel repair liability policy.
I purchased my home on 2 February and the transaction details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Abbots Bromley expressed confidence that it will be dealt with inside ten days. Are transfers in Abbots Bromley uniquely lengthy to register?
As far as conveyancing in Abbots Bromley registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can differ according to the party submitting the application, whether there are errors and whether the Land registry need to notify any interested parties. Currently approximately three quarters of such applications are fully dealt with within two weeks but some can be subject to protracted hold-ups. Historically registration occurs after the buyer is living at the property so post completion formalities is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your conveyancer must contact the land registry and explain the circumstances.
I decided to have a survey completed on a property in Abbots Bromley prior to retaining lawyers. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some banks will refuse to give a loan on this type of house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Abbots Bromley. Conveyancing will be smoother if you use a solicitor in Abbots Bromley especially if they are accustomed to such properties in Abbots Bromley.