Find a Lender-Approved Local Conveyancer in Stilton

I have paid off my mortgage with Santander. I assume I don't need a Stilton conveyancer on the Santander panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Santander has sent the Land Registry the discharge electronically, and
3. Santander has instructed the Land Registry to do so

The Land Registry will send you a letter confirming that your Santander mortgage has been paid off.

My offer was accepted on a house in Stilton on 30/6/2025, valuation was booked five days later, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.

Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Stilton solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Stilton postcode. As you are getting a mortgage with Santander, you could contact them to see if they have a list of approved surveyors in Stilton.

Should commercial conveyancing searches reveal planned roadworks that may impact a commercial estate in Stilton?

Many commercial conveyancing solicitors in Stilton will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Stilton. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Stilton.

For every commercial conveyancing transaction in Stilton it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to Stilton commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Stilton.

I am buying a new build apartment in Stilton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Stilton

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

Due to the input of my in-laws I had a survey completed on a house in Stilton ahead of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks may refuse to issue a mortgage on such a home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stilton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stilton to see if the conveyancing will be more expensive.

How do I identify a Stilton solicitor on the Skipton Building Society conveyancing panel? I am a keen cyclist and am prepared to travel upto 20kilometers to meet the conveyancer.

You can use the tool on this website. Please choose the mortgage company and your location and you will see a number of Stilton conveyancing lawyers located nearest you. We have detailed some Stilton conveyancing firms towards the end of this page and you can telephone them to check whether they are on the Skipton Building Society approved list

We expect to complete our sale of a £250,000 flat in Stilton next Monday. The freeholder has quoted £324 for Certificate of Compliance, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Stilton?

Stilton conveyancing on leasehold apartments usually involves fees being invoiced by landlords agents :

Completing pre-exchange enquiries Where consent is required before sale in Stilton Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your lawyer will have no control over the level of the charges for this information but the average costs for the information for Stilton leasehold premises is £350. For Stilton conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to provide the information.

Stilton Leasehold Conveyancing - A selection of Questions you should consider Prior to Purchasing

What is the length of the lease? What is the yearly maintenance fee and ground rent? Are there any major works on the horizon that could increase the service fees?