Our mortgage company has suggested solicitors on their panel based in St Neots but I would rather use a conveyancing lawyer in St Neots local to me. Are you able to assist?
Not all St Neots conveyancing practices are on all lender’s conveyancing panel. Use the above find an approved solicitor tool to identify a St Neots conveyancing solicitor on the on the mortgage company panel.
We are purchasing a property in St Neots. It might be a silly question but how we can trust a solicitor? On completion day we will need to send funds into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My stepmother advised me that in buying a property in St Neots there may be various restrictions preventing external alterations to the property. Is this right?
We are aware of a number of properties in St Neots which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in St Neots should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are planning to move house in May. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in St Neots. Conveyancing lawyer was found before I stumbled across your website.
On the afternoon of completion you will need to pick up the house keys from your property agent but this should only happen when the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be released. After that you should tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you find a conveyancing in St Neots or a firm with expertise in conveyancing in St Neots.
Due to the guidance of my in-laws I had a survey completed on a property in St Neots in advance of retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies may refuse to issue a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in St Neots. Conveyancing will be smoother if you use a solicitor in St Neots especially if they are familiar with such properties in St Neots.
I was recommended by numerous estate agents in St Neots to find a property lawyer on your site. Is there a financial upside for Estate Agents to offer your lawyers over another?
We don’t offer any referral fee for directing people our way. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I own a leasehold house in St Neots. Conveyancing and Virgin Money mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1998. The conveyancing practitioner in St Neots who acted for me is not around. Any advice?
First make enquiries of the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a St Neots conveyancing firm to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
St Neots Leasehold Conveyancing - Examples of Queries Prior to Purchasing
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Does this lease have in excess of 85 years left? How much is the ground rent and service charge? Best to be warned if window replacement or some other significant cost is due in the near future that will be shared between the leasehold owners and will materially increase the the service fees or result in a specific payment.
My lawyers in St Neots have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.