It is 10 years ago since I purchased my property in Sawtry. Conveyancing lawyers have just been instructed on the sale but I am unable to find the title documents. Is this a problem?
Don’t worry too much. Firstly there is a chance that the deeds will be kept by your mortgage company or they may be in the possession of the solicitor who handled your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Sawtry involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I had intended to instruct a conveyancing solicitor in Sawtry for our home move. Our broker informed us that our mortgage company Barclays Direct won't deal with them. Why is this not regarded as unfair competition?
A bank will insist on a panel conveyancer act for it. You would be liable to meet the cost of this. Try using our database to choose a solicitor to conduct conveyancing in Sawtry on the Barclays Direct member panel.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a residence in Sawtry?
Unless a prior purchase of the property took place after 12 October 2013 you could take it that solicitors delivering conveyancing in Sawtry to remain recommending a chancel search and or chancel repair liability insurance.
Due to the encouragement of my in-laws I had a survey completed on a house in Sawtry in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some lenders may not grant a loan on this type of home.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Sawtry. Conveyancing will be smoother if you use a solicitor in Sawtry especially if they are familiar with such properties in Sawtry.
I have been recommended by a couple of local property agents in Sawtry to select a solicitor using your seach tool. What’s the financial advantage for Estate Agents to recommend your site ahead of a competitor’s?
We refuse to make any financial incentive for sending work our way. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
My step-father has recommend that I use his conveyancers in Sawtry. Should I choose my own conveyancer?
Much as we are happy to recommend a Sawtry conveyancing lawyer the ideal way to select a conveyancing lawyer is to get guidance from friends or family who have experience in using the conveyancer that you are considering.