I am hoping to receive a mortgage offer from Lloyds. I intend to retain the legal services of a Licensed Conveyancer in Lancing. Does the Lloyds Conveyancing panel include Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I purchased a freehold house in Lancing but nevertheless invoiced for rent, why is this and what is this?
It’s unusual for properties in Lancing and has limited impact for conveyancing in Lancing but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Lancing. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/3/2026, the requirements read as follows :
I just bought a house at auction in Lancing. Conveyancing is necessary. What is next?
Having legally bound yourself to purchase you now have to retain a conveyancing solicitor quickly as you now have a pending deadline in which to complete the transaction. An auction property will ordinarily have a corresponding legal pack. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to hand this to the lawyer instructed by you ASAP. You also need to ensure that your finances are in order to complete the transaction on the set completion date.
I have been advised by my solicitor that missing deeds insurance is required on my purchase. What is the level of cover for Lancing conveyancing?
The appropriate level of missing deeds indemnity insurance should be dictated by who who your lender is. It would differ for example between Lloyds TSB Bank and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
Is it the case that all Lancing conveyancing solicitors on the Clydesdale conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel in which case such practice would be governed by the CLC.
Do I need to take out insurance to cover chancel repairs when buying a property in Lancing?
Unless a previous acquisition of the premises completed post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Lancing to continue to recommend a chancel search and or insurance against a claim.
Can I discover who is the owner of a property in Lancing?
Assuming that the premises is recorded at HMLR, and you have sufficient details of the address of the premises, you will be able to obtain results from the HMLR of the registered proprietor for a fee.