My husband and I are acquiring a brand new flat in Kingston upon Thames and my solicitor is informing me that she has to the mortgage company to disclose incentives from the developer. The Estate Agents are hassling me to sign contracts and I have no desire to prolong the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Can I use your services to find a Conveyancing solicitor in Kingston upon Thames even where I’m not buying or disposing of a house, for instance where I want to acquire an office in Kingston upon Thames with a mortgage from Yorkshire Building Society?
Our comparison service is mainly there to help choose domestic conveyancing solicitors in Kingston upon Thames but we have listed at the bottom of this page a few Kingston upon Thames commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent Yorkshire Building Society
I am buying a property and need a conveyancing solicitor in Kingston upon Thames who is on the Halifax solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Kingston upon Thames. We dont recommend any particular firm.
I am currently in the process of buying my council flat in Kingston upon Thames. I have a mortgage offer with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
It is unclear whether my lender requires a lease extension. I have telephoned my Kingston upon Thames building society branch on a couple of occasions and was reassured it wasn't an issue and they will lend. My Kingston upon Thames conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their specific requirements. I have no idea who is right.
The property lawyer has to comply with the Council of Mortgage Lenders’ Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Planning on purchasing a apartment in Kingston upon Thames. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Kingston upon Thames property lawyer is on the Barclays conveyancing panel.
Do I need to pay for insurance to cover chancel repairs when purchasing a property in Kingston upon Thames?
Unless a previous purchase of the house completed post 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Kingston upon Thames to remain encouraging a chancel search and or insurance against a claim.
Back In 2001, I bought a leasehold flat in Kingston upon Thames. Conveyancing and Bank of Scotland mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Kingston upon Thames who previously acted has long since retired. Do I pay?
The first thing you should do is contact HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Kingston upon Thames conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Having spent months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Kingston upon Thames. Can we issue an application to the Residential Property Tribunal Service?
Most certainly. We are happy to put you in touch with a Kingston upon Thames conveyancing firm who can help.
An example of a Lease Extension decision for a Kingston upon Thames flat is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.