Me and my wife are purchasing our first property. Our property lawyer has texted usto check if we want to purchase supplemental conveyancing searches. We are really unsure what's recommended for conveyancing in Cheltenham
The scope of Cheltenham conveyancing searches depends entirely on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your general appetite to risk. What matters is that you properly appreciate what information the searches could give you. You may then decide if you personally think you need that information. Where you are in doubt, ask your property lawyer to explain.
I have justdiscovered that Stirling Law have been shut down. They conducted my conveyancing in Cheltenham for a purchase of a freehold house 10 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cheltenham conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a property in Cheltenham prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders tend refuse to grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cheltenham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheltenham to see if the conveyancing costs will increase in light of this.
I'm converting the mortgage on my existing house to a BTL mortgage with Halifax and intend to use the remaining equity as a deposit on another house. The neighborhood we are talking about is Cheltenham. Will your lawyers be able to act for the two lenders and link together the two deals?
Do use our comparison tool on this page to ensure that the solicitors are approved by both lenders. Assuming that they are your solicitor should be able to tie up the two conveyancing matters but you should talk with you solicitor and make apparent your expectations and requirements.
Having checked my lease I have discovered that there are only Sixty One years left on my lease in Cheltenham. I now want to extend my lease but my landlord is can not be found. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. You will be obliged to demonstrate that you have done all that could be expected to track down the lessor. For most situations a specialist may be useful to carry out a search and to produce a report to be used as evidence that the freeholder is indeed missing. It is wise to seek advice from a solicitor in relation to proving the landlord’s absence and the vesting order request to the County Court overseeing Cheltenham.
Cheltenham Conveyancing for Leasehold Flats - Examples of Queries before buying
How much is the maintenance charge and ground rent on the flat? Is there a share of the freehold? Are any of leasehold owners in dispute over their service charge liability?
Online reading suggests that Cheltenham solicitors are more costly than Cheltenham conveyancers in Cheltenham to use when purchasing a house. Am I better off using a conveyancer or a solicitor if I am purchasing for my home move in Cheltenham.
When it comes to conveyancing in Cheltenham the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.