What is the most effective way to find the right lawyer who can supply a high level service for my conveyancing in Exmouth?
Option 1 is to ask connections whom they would instruct.
Second, search the internet for conveyancing in Exmouth. Phone two or three listed and invite them to forward you their conveyancing estimate and discuss your needs with the solicitor who will handle your legal process ahead ofmaking your decision.
Option 3 is to make use of our search tool to help you find the right lawyers taking into account your personal requirements including area of the property,speed, complications and who the proposed lender is. Resist the temptation to appoint £99 conveyancing in Exmouth
Do lenders provide you with an approved list of Exmouth conveyancing solicitors? How do you know who is on the TSB conveyancing panel?
Exmouth conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
My wife and I own a semi-detached Georgian property in Exmouth. Conveyancing solicitor acted for me and Yorkshire Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Exmouth and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
I opted to have a survey completed on a house in Exmouth ahead of appointing solicitors. I have been told that there is a flying freehold element to the house. My surveyor advised that some lenders may not issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Exmouth. Conveyancing will be smoother if you use a solicitor in Exmouth especially if they are familiar with such properties in Exmouth.
How does the Landlord & Tenant Act 1954 impact my commercial offices in Exmouth and how can your lawyers assist?
The 1954 Act provides a safeguard to business leaseholders, granting the a statutory right to apply to court for a renewal tenancy and continue in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Exmouth is one of our hundreds of locations in which the firms we work with have offices
I've recently bought a leasehold property in Exmouth. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Exmouth Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing
What is the name of the managing agents? Is the freehold owned collectively by the tenants? Are any of leasehold owners in dispute over their service charge liability?