I am getting a mortgage offer from Santander. I intend to enlist the help of a Licensed Conveyancer in Exmouth. Does the Santander Solicitor panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
There are a variety of conveyancing solicitors in Exmouth but how do I know who I should use?
It would be unwise to be tempted by the lowest Exmouth conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Does a directory service exist listing Clydesdale panel conveyancers in Exmouth on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. Very few mortgage companies make their panel listings available online. Where you are seeking to appoint a Exmouth conveyancer on the Clydesdale please use our facility.
I have decided to exercise my right to buy my property in Exmouth off the council. I have a mortgage agreed with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in Exmouth?
Its becoming the norm that commercial conveyancing solicitors in Exmouth will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Exmouth. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Exmouth.
For each commercial conveyancing transaction in Exmouth it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Exmouth commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Exmouth.
How does conveyancing in Exmouth differ for new build properties?
Most buyers of new build or newly converted property in Exmouth come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because house builders in Exmouth tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Exmouth or who has acted in the same development.
I'm refinancing my current property to a buy to let loan with Skipton Building Society and I will use the rest of the raised equity towards another property. The area we are looking at is Exmouth. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Make use of our comparison tool on this site to be sure that the lawyers are approved by both mortgage companies. On the basis that they are the conveyancer will be able to connect the two conveyancing matters but you should talk with you lawyer and communicate your desired outcome and needs.
My husband and I are first time buyers - had an offer accepted, but the selling agent informed us that the owners will only move forward if we instruct their preferred conveyancers as they want an ‘expedited deal’. We would rather use a local conveyancer who is accustomed to conveyancing in Exmouth
We suspect that the owner is unaware of this request. If they require ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Speak to the owners direct and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)but you are going to instruct your own,trusted Exmouth conveyancing solicitors - rather thanthose that will provide their negotiator at the agency a kickback or hit his conveyancing targets set by corporate headquarters.