Do the Building Society Association intend to launch a online directory to to identify law firms on the Melton Mowbray Building Society conveyancing panel for instance in Dawlish?
Lexsure has not been advised of any intention on the part of the BSA to develop such a register.
I am aiming to move property in May. Will my conveyancing solicitor update the removal company on the completion day. On a separate note, can you suggest a removal company in Dawlish. Conveyancing solicitor was found before I stumbled across this site.
On the afternoon of completion you can pick up the keys from the selling agent however this should only occur once the previous owners solicitors confirm to the agent that they have the completion monies and the keys can be released. After that you will need to inform the removal men that they can start moving you in. We do not suggest a particular removal company but can assist you in locating a residential property solicitor in Dawlish or a legal practice that specialises in conveyancing in Dawlish.
It is unclear whether my lender requires a lease extension. I have telephoned my Dawlish building society branch on various occasions and was told they are content with the situation and they will lend. My Dawlish conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. I simply don't know who is right.
The property lawyer has to comply with the Council of Mortgage Lenders’ Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my house. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Virgin Money are being a right pain. The Dawlish solicitor who is on the Virgin Money conveyancing panel is saying indemnity insurance will be fine but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing a new build house in Dawlish with a loan from Alliance & Leicester . The sellers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not reveal to my conveyancer about this deal as it could impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Dawlish ahead of instructing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks tend refuse to issue a mortgage on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dawlish. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dawlish to see if the conveyancing will be more expensive.
I need to appoint a conveyancing solicitor for my conveyancing in Dawlish. I happened to discover a site which appears to be the perfect answer If it is possible to get all the legals completed via web that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am in need of some leasehold conveyancing in Dawlish. Before I get started I require certainty as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and most are in Dawlish - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Dawlish Leasehold Conveyancing - Examples of Questions you should ask before Purchasing
Please note that where the lease has no more than 80 years it will affect the salability of the apartment. Check with your bank that they are content with residual term of the lease. Leases with less than 80 years remaining means that you will almost definitely require a lease extension at some point and it is worth discovering what this will be. For most Dawlishlease extensions you will be be obliged to have owned the premises for a couple of years in order to be eligible to exercise a lease extension. How much is the ground rent and service charge?