I have given 2 months notice to my current landlord and must be out of my let out apartment in Silverton by 26/3/2026. Conveyancing on my purchase is progressing. How realistic is it to complete in three weeks as don't want to have to find short term accommodation?
Generally one should not serve notice for your letting until you have exchanged. Assuming that you have not previously done so, notify to your solicitor and ask them to they apply pressure on the owners lawyers, try to get a realistic time scale from them that all parties will look towards
I had intended to instruct a property lawyer in Silverton for our house purchase. Our financial adviser informed us that our mortgage lenders Clydesdale won't deal with them. Surely this is unfair competition?
A mortgage company will insist on a panel conveyancer act for it. Borrowers are expected to bear the cost of this. Do use our directory service to get a quote from a solicitor to carry conveyancing in Silverton on the Clydesdale approved list of solicitors.
Is it the case that all Silverton conveyancing solicitors on the Santander conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Santander approved list of solicitors they would need to be governed by the SRA. The majority of lenders do permit licenced conveyancers on their panel and in such a situation the practice would be overseen by the CLC.
We are getting a further advance on our home loan from Lloyds as we want to carry out renovations to our home in Silverton. Do we need to select a high street Silverton solicitor on the Lloyds conveyancing panel to deal with the paperwork?
Lloyds don't usually appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
We expect to receive a OIP from UBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Silverton solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Silverton solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Silverton? or I am told that there is historic law that means some house owners living in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Silverton?
Unless a previous acquisition of the property took place post 12 October 2013 you could assume that conveyancing practitioners delivering conveyancing in Silverton to remain recommending a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Silverton is the location of the property. Can you offer any opinion?
Flying freeholds in Silverton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Silverton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Silverton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I acquired a property in Silverton last 1/11/2024 and to date it is still not recorded with HMLR. It is part of a new estate and my conveyancing practitioner told me that it may take over a year to complete the registration formalities. I have spoken with HMLR directly and they have informed me the original application was cancelled due to failure to reply to requisitions. What can I do?
Contact your solicitor - if you are not getting sensible responses, look up their internal complaints protocol and escalate your concerns to a Partner. Registrations for Silverton conveyancing are not known to be especially complex.