My financial adviser requires my Teignmouth lawyer’ panel reference for the HSBC conveyancing panel. What is the best way to find this out. I have tried my local Teignmouth branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Teignmouth conveyancing practitioner . They maintain a central record lender panel numbers.
Having invested time reviewing moneysavingexpert.com for an affordable solicitor in Teignmouth, many post that I must use a CQS assured solicitor. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home ownership transfers, trusted by some of the UK's biggest lenders. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). The scheme does not cover licenced conveyancers. Teignmouth is one of the numerous areas in England and Wales where there are Accredited lawyers.
This question may be naive but I am unexperienced as FTB of a two bedroom flat in Teignmouth. Do I receive the keys to the house on the completion date from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Teignmouth?
On the day of completion you will not be required to attend the conveyancers office in Teignmouth. Conveyancing lawyers for you will transfer the purchase money to the seller's solicitors, and once they have received this, you will be invited to pick up the keys from the selling Agents and move into your new home. Usually this happens early afternoon.
We expect to receive a DIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Teignmouth solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Teignmouth solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I am selling my apartment. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being pedantic. The Teignmouth solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
It has been 3 months following my purchase conveyancing in Teignmouth completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Teignmouth is the location of the property. Can you offer any advice?
Flying freeholds in Teignmouth are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Teignmouth you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Teignmouth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am downsizing from my home. My former conveyancers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Teignmouth if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Teignmouth. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.