When does exchange of contracts occur in purchase conveyancing in Topsham and am I required to attend the solicitors office?
If you are near to our conveyancing solicitors in Topsham you are welcome to come in to sign contracts. However, the firms we recommend provide a nationwide conveyancing service and provide as equally diligent and professional a job for you when dealing with you electronically. The signing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the conveyancer to officially exchange when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Topsham)to be in the office at the appropriate time.
Our bank has suggested solicitors on their panel based in Topsham but I would rather choose a conveyancing lawyer in Topsham local to me. Are you able to assist?
Not all Topsham conveyancing solicitors are approved and listed on all lender’s conveyancing panel. Use our search tool to find a Topsham conveyancing conveyancer on the on the bank panel.
I am assisting my sister sell her flat in Topsham. Will the conveyancing solicitor arrange the energy performance certificate or it is for the seller to coordinate?
After the abolition of Home Packs, EPC’s was maintained a compulsory part of moving property. An energy performance certificate needs to be commissioned in advance of the property being put on the market. It is not as aspect of the sale process that law firms ordinarily arrange. Where you are using a Topsham conveyancing solicitor they may be willing to arrange energy assessments given their contacts with long established local energy assessors
I am aiming to move property in February. Does my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Topsham. Conveyancing solicitor was organised prior to coming across this website.
On the day of completion you will need to collect the house keys from the property agent however this should only be done when the sellers solicitors advise the agent that the monies to complete are in and the keys can be released. You can tell the removal men that they can start moving you in. We do not suggest a particular removal organisation but can assist you in locating a residential property solicitor in Topsham or a lawyer with expertise in conveyancing in Topsham.
I had an offer accepted on a house in Topsham on 8/12/2020, valuation was booked 2 days after, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Topsham differ for new build properties?
Most buyers of new build or newly converted property in Topsham approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because new home sellers in Topsham tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Topsham or who has acted in the same development.
I opted to have a survey completed on a house in Topsham before instructing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend refuse to grant a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Topsham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Topsham to see if the conveyancing will be more expensive.
I need to retain a conveyancing solicitor for some conveyancing in Topsham. I happened to discover a web site which seems to have the ideal offering If there is a chance to get all this stuff done via phone that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?