My wife and I are hoping to buy a house in Whimple and have instructed a Whimple conveyancing practice. Within the last couple of days our lawyer has sent a preliminary report and documents to look through with a view to exchanging next week. Clydesdale have this afternoon contacted us to advise us that there is now an issue as our Whimple lawyer is not on their conveyancing panel. What do we do from here?
When purchasing a property with the benefit of a mortgage it is conventional for the purchasers' lawyers to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel as you are at liberty to use your preferred Whimple lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.
Please could you suggest a Alliance & Leicester allowed Whimple conveyancing practice that can complete within 28 days? Would it be better to use a high street Whimple practice or a factory type firm?
We can recommend some very good Whimple conveyancing firms. You can also walk up the main road in Whimple. Visit two or three law practices and request to speak with a conveyancing solicitor for a fee estimate. Explain your time frames together with the reasons and ask for an assurance on speed. Choose the one that appears most efficient.
I have been recommended a conveyancing solicitor in Whimple. I I would like to check if they are accepted on the Platform Home Loans Ltd approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is call your conveyancer and enquire whether they are on the lender panel. Otherwise please get in touch with Platform Home Loans Ltd who may be able to help.
We are close to exchanging contracts on the sale of our home in Whimple and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Whimple lawyer would know that there is no such problem. It does beg the question why the purchasers are using a factory type conveyancing practice as opposed to a conveyancing solicitor in Whimple. Having lived in Whimple for three years we know of no issue. Is it a good idea to contact our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing firm already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Arc property Solicitors a few years ago for my conveyancing in Whimple. I now require my file but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whimple of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My husband and I are a fortnight into a leasehold purchase having been directed to a firm by the local agent to carry out the conveyancing in Whimple. I am am extremely disappointed with the level of service. Can you you assist me in finding new lawyers?
They would have to be really bad in order to consider diss instructing them. Has the mortgage been issued? In the event that it has you must make them aware of the new contact details and ensure the mortgage documents are issued to the new lawyers. The solicitor ideally should be on the lenders approved list to avoid supplemental costs and complications. So that should be your starting point. Our search tool can assist you in finding a lender approved lawyer for your home move in Whimple