What will a local search reveal about the property my wife and I buying in Exeter?
Exeter conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Searches UK The local search plays a central part in many a Exeter conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I used Arc property Solicitors several years ago for my conveyancing in Exeter. Now, I need the files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Exeter of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Exeter with a mortgage from Accord Mortgages Ltd. The developers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The property agent told me not reveal to my lawyer about the extras as it could affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Exeter is the location of the property. Can you shed any light on this issue?
Flying freeholds in Exeter are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Exeter you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Exeter may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I identify a Exeter solicitor on the Platform Home Loans Ltd conveyancing panel? I am a keen cyclist and am prepared to travel upto 10miles to meet the solicitor.
You can use the facility on this page. Please choose the lender and your location and you will see a number of Exeter conveyancing lawyers based on proximity. We have detailed some Exeter conveyancing firms towards the end of this page and you can contact them to see whether they are on the Platform Home Loans Ltd panel
I am considering instructing a web based lawyer ahead of a Exeter conveyancing practice. Should I ‘stay local’?
Various benefits exist in being able to pop in to a local Exeter conveyancing solicitor for instance
- signing documents same day
- sometimes being able to see someone face-to-face can make a huge difference, particularly for more complex transactions
- the ability to raise concerns if things go pear-shaped
When comparing quotes, look carefully for hidden extras. Most decent Exeter high street solicitors give an all-inclusive price. Many online companies appear to offer discounted fees, but have burried 'extras' in the small print.