Why would one use a Exeter conveyancing practice given that internet based conveyancers are cheap by comparison?
Its a good idea to contrast conveyancing costs in Exeter and you should seek a reasonable estimate but don’t expend your energy getting the lowest priced Exeter conveyancer. Appointing the right conveyancer can be the difference between a smooth and a distressing move. It is important that you ensure that you have expert advice from a trusted solicitor. Emails can't take the place of a phone conversation and are no substitute for a one to one consultation. Our partner firms will allocate you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from from the outset to completion, giving the sort of personalised service that you rarely receive from an internet conveyancer. Our lawyers will keep you updated as to headway and keep you informed. Should it ever be necessary to phone the firm you will know who you need to speak to and we'll endeavour to make sure that you are in the know.
Can your site be used to locate a Conveyancing solicitor in Exeter even if I’m not buying or disposing of a house, for example where I intend to acquire an office in Exeter with a mortgage from Lloyds TSB Bank?
The service is primarily there to get a quote from domestic conveyancing solicitors in Exeter but we have set out at the end of this page some Exeter commercial conveyancing firms. You should enquire with the firm directly to check if they are also authorised to represent Lloyds TSB Bank
We are purchasing a apartment in Exeter. I might seem paranoid but how we can trust a lawyer? At some point we will need to put funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Can you point me to a directory of UBS panel solicitors in Exeter on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lenders make their panel listings available online. Where you are looking for a Exeter property lawyer on the UBS please make the most of our facility.
I recently had an offer accepted on a house in Exeter. My financial adviser recommended their conveyancers. I paid an upfront payment of £200. A couple of days later, the conveyancing practitioner called me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Just had an offer accepted on a new build flat in Exeter. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Exeter
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
What makes a Exeter lease unmortgageable?
There is nothing unique about leasehold conveyancing in Exeter. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. The following missing provisions could result in a defective lease:
Repairing obligations to or maintain parts of the premises Insurance obligations
A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. National Westminster Bank, The Royal Bank of Scotland, and Godiva Mortgages Ltd all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, obliging the purchaser to pull out.
Exeter Leasehold Conveyancing - Examples of Queries Prior to Purchasing
What restrictions are there in the Exeter Lease? Is there a share of the freehold? The best form of lease structure is a share of the freehold. In this arrangement the leaseholders have control and notwithstanding that a managing agent is frequently retained if the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.
As a tenant I am on the hook for a service charge for my ground floor flat in Exeter. As a result of poor financial planning I slipped behind with payments. I negotiated a payment schedule but there is still two currently outstanding.
I am under pressure to sell and I am nervous that this could hold me back if I have to pay off the arrears now. Do I have to settle before - is this achievable?
Do check with the property lawyer handling your Exeter conveyancing but one option might be to arrange for the debt to be attributed to the purchasers. The purchase price they pay would be adjusted to reflect the amount of debt they assume. They would then deal with the outstanding monies once they are the owners.