It is is a decade since I purchased my property in High Peak. Conveyancing lawyers have just been appointed on the sale but I am unable to locate the title deeds. Will this cause complications?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by the lender or they may stored with the solicitor who oversaw your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in High Peak relates to registered property but in the rare situation where your property is unregistered it is more problematic but is not insurmountable.
My wife and I have recently appointed a conveyancing solicitor in High Peak. I need to find out whether they are on the Virgin Money conveyancing panel. Could you help?
The first thing to do is e-mail your lawyer and ask them whether they are on the lender panel. Alternatively you can call Virgin Money who may be able to help.
I am helping my sister sell her house in High Peak. Does the solicitor commission an energy performance certificate or do I organise this?
After the demise of HIPs, energy performance certificates became a required part of selling a house. An energy performance certificate must be commissioned prior to the property being advertised. It is not a task that law firms normally arrange. Where you are instructing a High Peak conveyancing lawyer they may be able to arrange energy assessments given their contacts with reputable High Peak accredited person
Are all High Peak Conveyancing Quality Solicitors on the Lloyds conveyancing panel?
A selection of lenders now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
Skipton have agreed my home loan in principle, my offer on a apartment in High Peak has been accepted, what are the next steps?
The property agent will wish to be informed of your lawyer's details (ensure that the lawyers are on the lender’s approved list). Contact Skipton or your broker and complete any relevant documentation. Skipton will sellect a valuer who will get in touch with the estate agent or seller to book a time for the valuation to occur. Once conducted (assuming no problems) it takes about ten days to get a mortgage offer. Skipton will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in High Peak.
Due to the encouragement of my in-laws I had a survey completed on a house in High Peak ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies may refuse to grant a loan on this type of home.
It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in High Peak. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my property. My previous lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in High Peak if that makes a difference.
Please use our search tool to help you find a solicitor for your conveyancing in High Peak. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
Having had my offer accepted I require leasehold conveyancing in High Peak. Before I set the wheels in motion I would like to find out the remaining lease term.
If the lease is recorded at the land registry - and 99.9% are in High Peak - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I inherited a studio flat in High Peak, conveyancing was carried out in 2006. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in High Peak with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease runs out on 21st October 2081
With only 59 years remaining on your lease we estimate the price of your lease extension to be between £20,900 and £24,200 as well as costs.
The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.