Having sold my house in St Pancras last February but the buyer keeps texting every few hours to say his lawyer needs to hear from mine. What are the post completion sale formalities now that I have sold?
After completion of your house sale your lawyer is committed to deliver the transfer deeds and all additional paperwork to the buyer’s conveyancer. If applicable, your conveyancer must also confirm that the legal charge in favour of the lender has been repaid to the buyers solicitors. There are no post completion procedures just for conveyancing in St Pancras.
We're in St Pancras, First timers buying with a mortgage (lender is UBS , and our lawyer is on the UBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in St Pancras. Do I collect the keys to the property on the completion date from my lawyer? If so, I will appoint a High Street conveyancing solicitor in St Pancras?
On the day of completion you will not be required to go to the conveyancers office in St Pancras. Your solicitors will arrange to send the purchase money to the seller's lawyers, and shortly after the monies have arrived, you should be able to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
I am purchasing a property in St Pancras. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
Given that your lender is RBS your lawyer must follow the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancers are required to report to RBS where a lease fails to satisfy these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to St Pancras.
We were going to get a AIP from Aldermore this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any St Pancras solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint St Pancras solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I used Wolstenholmes several years ago for my conveyancing in St Pancras. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Pancras of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We are four weeks into a residential purchase having been directed to solicitors by the estate agent to do our conveyancing in St Pancras. I am am starting to be disappointed with the level of service. Can you help me find new conveyancers?
They would have to be very poor to suggest changing them. Has the mortgage been sent? If so you will need to advise them of the new solicitor and get the loan are issued to the new lawyers. Your solicitor ideally needs to be on the mortgage company panel to avoid escalating expenses and delays. So that should be your first question of the new solicitors. The search tool should help you find a lender approved solicitor for your conveyancing in St Pancras
I am an executor of my recently deceased mum’s Will, with a house in St Pancras which is to be sold. The house is unregistered at HMLR and I'm told that some buyers solicitors will insist that it is in place before they will proceed. What's the mechanism for this?
In the situation you refer to it seems sensible to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.