Do banks and building societies provide you with an approved list of Cannington conveyancing solicitors? How do you know who is on the HSBC conveyancing panel?
Cannington conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
My partner and I are downsizing from our home in Cannington and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers used an internet conveyancing practice rather than a conveyancing solicitor in Cannington. We have lived in Cannington for six years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I used Wolstenholmes a few years ago for my conveyancing in Cannington. I now require my papers however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cannington of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Cannington with a mortgage from Lloyds TSB Bank. The developers would not reduce the amount so I negotiated 6k of additionals instead. The estate agent suggested that I not to tell my solicitor about the side-deal as it may adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a house in Cannington ahead of appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will not give a loan on this type of home.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cannington. Conveyancing may be slightly more expensive based on your lender's requirements.
Do online conveyancing companies cover everything a high street Cannington solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Cannington?
If you use an online conveyancer they will undertake all the things your Cannington solicitor would cover.