My fiance and I are purchasing a maisonette in Taunton. My Conveyancer is not listed on the bank conveyancing list. Is it possible for me to use my Taunton conveyancing solicitor notwithstanding that they are excluded from the lender panel of approved conveyancing solicitors?
You have a number of choices available to you here
- Proceed with your chosen Taunton solicitor but your bank will no doubt instruct a solicitor on their approved list. This will result in additional charges and probable interruption.
- Choose a new lawyer to act in the purchase, making sure they are on the mortgage company conveyancing panel.
- Convince your solicitor to apply to join the mortgage company panel
We are planning to acquire a flat and require a conveyancing solicitor in Taunton who is on the Coventry BS approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Taunton.
There are plenty of conveyancing solicitors in Taunton but how do I know who's good?
Do not opt for the lowest Taunton conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
My partner and I have arranged a further advance on our mortgage from Kent Reliance as we intend to conduct a loft conversion to our property in Taunton. Do we need to choose a local Taunton solicitor on the Kent Reliance conveyancing panel to handle the paperwork?
Kent Reliance would not normally appoint a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance list.
After months of negotiation I have agreed a price on an apartment in Taunton. My mortgage broker recommended their conveyancers. I paid an on account payment of £175. A couple of days later, the conveyancer contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Wolstenholmes a few years past for my conveyancing in Taunton. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Taunton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build house in Taunton with the aid of help to buy. The developers would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not to tell my solicitor about the side-deal as it will impact my mortgage with Barclays Direct. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Estate agents have just been given the go-ahead to market my basement apartment in Taunton.Conveyancing has not commenced however I have just received a quarterly maintenance charge invoice – Do I pay up?
It best that you clear the service charge as usual as all ground rent and service payments should be apportionedon completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially