It is 10 years ago since I bought my property in Bridgwater. Conveyancing lawyers have recently been instructed on the sale but I can't find the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with the lender or they could be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Bridgwater relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bridgwater. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/4/2026, the requirements read as follows :
My wife and I buying a victorian detached house in Bridgwater. The intention is to carry out an extension to the side at the house.Will the conveyancing process involve checks to determine if these works were previously refused?
Your conveyancer should check the registered title as conveyancing in Bridgwater will sometimes reveal restrictions in the title documents which prohibit categories of alterations or need the permission of a 3rd party. Some extensions call for local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
I am expecting a AIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Bridgwater solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Bridgwater solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I'm spending time looking at flats in Bridgwater and I am about to put in an offer. Should I already have a property lawyer in place at this stage? I will be getting a home loan with Kent Reliance.
It would be sensible to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are obtaining a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.
Various online forums that I have visited warn that are the primary reason for stalling in Bridgwater conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Bridgwater.
I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Bridgwater for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bridgwater conveyancing specialists.
I opted to have a survey done on a property in Bridgwater in advance of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may refuse to give a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bridgwater. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bridgwater to see if the conveyancing will be more expensive.