I am looking for value for money conveyancer. Do I opt for a nationwide conveyancer as opposed to a high street Highbridge conveyancing solicitor?
Highbridge is a unique place, where regional experience is a significant benefit. The laid-back lifestyle is great – but not when it comes to your house move. The property lawyers that we list combine in-depth Highbridge intelligence with a positive, hands-onattitude that helps everything runs smoothly. It is a distinct advantage if they benefit from well established rapport with mortgage brokers, estate agents, valuers and other Highbridge conveyancing practices
We wanted to use a property lawyer in Highbridge for our house purchase. Our financial adviser informed us that our mortgage lenders Virgin Money won't deal with them. Why is this not regarded as unduly restrictive?
Pre- 2008 most lenders had an appetite for risk which was higher than today. Almost all Highbridge conveyancing firms would have been on most mortgage company panels. The financial services regulator in 2010 completed a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more data from law firms relating to their operations and their employees and set certain criteria such a completing on a minimum number of conveyancing. Many Highbridge conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Highbridge is amongst the thousands of locations where the lawyers we recommend are are authorised to act for Virgin Money.
four months have gone by following my purchase conveyancing in Highbridge completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a leasehold apartment up to £305k and identified one near me in Highbridge I like with open areas and transport links nearby, however it only has 52 years unexpired on the lease. There is not much else in Highbridge suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage that many years may be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I have been sourcing a conveyancing lawyer in Highbridge for my home move. Is it possible to check a solicitor's complaints history with the profession’s regulator?
One may read published Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator may recorded call for training requirements.
Can you confirm the scope of conveyancing provided by Highbridge conveyancing solicitors?
Generally most Highbridge conveyancing companies will provide a number of assistance to residential and agricultural land owners, sellers, buyers, freeholders and leaseholders which may include:
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Residential sale conveyancing in Highbridge or nationally
Property purchase conveyancing in Highbridge and nationwide
Shared equity conveyancing nationwide not isolated to Highbridge Advice on property related issue Cohabitation Agreements Planning permissions and restrictions