My fiance and I are purchasing a purpose built apartment in Axbridge with a mortgage from Barclays .We like our Axbridge conveyancing lawyer but Barclays advised that she’s not listed on their approved list of member firms. we are left little option but to use a Barclays panel solicitor or keep our preferred solicitor and pay for a Barclays panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The loan issued to you is subject to its various provisions, a common one being that solicitors must be on the Barclays solicitor panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Barclays
A relative recommended that where I am buying in Axbridge I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Axbridge conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Axbridge around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Axbridge Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Axbridge Education with maps and statistics, Local Amenities and other useful data concerning Axbridge.
I used Stirling Law a few years ago for my conveyancing in Axbridge. I now require my file but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Axbridge of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build flat in Axbridge. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Axbridge
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Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Given that I am about to part with hundreds of thousands of pounds on a terraced house in Axbridge I wish to talk to a conveyancer regarding thehouse move in advance of instructing the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your property ownership legalities in Axbridge.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Axbridge should be the figure that you are charged.
Having had my offer accepted I require leasehold conveyancing in Axbridge. Before I get started I want to be sure as to the unexpired term of the lease.
If the lease is registered - and almost all are in Axbridge - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Axbridge Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to Purchasing
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Where a Axbridge lease has no more than eighty years it will affect the marketability of the flat. Check with your bank that they are happy with residual term of the lease. A short lease means that you will almost definitely require a lease extension at some point and it is worth finding out what this would cost. Remember, in most cases you would be required to have owned the residence for a couple of years before you are entitled to carry out a lease extension. How many years are left on the lease? Are any of leasehold owners in arrears of their service charge payments?