We are about to sign contracts for a ground floor flat in Woolavington. We encountered a stumbling block. The mortgage offer with HSBC Bank expires on 1/10/2026 but the vendors are putting forward a completion date of 5/10/2026. Is it possible to extend the loan expiry date?
The best person to address this issue is your conveyancer who will hopefully assess if he or she is corresponding with the bank, seller’s representatives, property agents or indeed all three taking into account what has happend in your house move as of today.
Can your site be used to locate a Conveyancing solicitor in Woolavington even if I’m not buying or disposing of a house, for example if I intend to acquire a shop in Woolavington with a mortgage from National Westminster Bank?
Our comparison service is mainly used to help choose residential conveyancing solicitors in Woolavington but we have set out towards the end of this page a selection of Woolavington commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent National Westminster Bank
We're in Woolavington, First time buyers buying with a mortgage (lender is TSB , and our lawyer is on the TSB conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Can you help - my lawyer advises that lack of planning permission insurance is necessary on my purchase. What is the level of cover for Woolavington conveyancing?
The right level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Birmingham Midshires and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.
We were going to get a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Woolavington solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Woolavington solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
I recently had an offer agreed on a house in Woolavington. My mortgage broker suggested a lawyer. I paid an advanced payment of £150. A few days later, the solicitor called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am looking for a conveyancing solicitor in Woolavington for my home move. Is it possible to review a solicitor's record with the profession’s regulator?
Members of the public may read documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.
Do banks and building societies provide you with an approved list of Woolavington solicitors? How do you know who is on the bank conveyancing panel?
Woolavington law firm practices and firms conducting conveyancing in Woolavington themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the mortgage company directly.