What is the optimum way to find out if the solicitor carrying out my conveyancing in Somerset is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus paying £192.00 in supplemental conveyancing bill.
Please do take advantage of the search tool on this web page. Pick the lender and type ‘Somerset’ or your preferred area and you will be presented with numerous solicitors based in Somerset or nearest you.
My stepmother informed me that in buying a property in Somerset there may be a number of restrictions preventing external changes to the property. Is this right?
There are a number of properties in Somerset which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Somerset should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Somerset CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?
Some major banks and building societies now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
Planning on purchasing a flat in Somerset. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Somerset conveyancing practitioner is on the Nationwide conveyancing panel.
My partner and I are downsizing from our home in Somerset and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A high street Somerset conveyancer would know that there is no such problem. It does beg the question why the buyers are using an internet conveyancing practice rather than a conveyancing solicitor in Somerset. Having lived in Somerset for 5 years we know of no issue. Do we contact our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Somerset?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Somerset. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Just had an offer accepted on a new build flat in Somerset. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Somerset
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Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Are there any apps to help search for a Somerset law firm on the Godiva Mortgages Ltd conveyancing panel? I drive a motor bike and am prepared to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the search on this page. Please choose the lender and your location and you will see a number of Somerset conveyancing lawyers located nearest you. We have detailed some Somerset conveyancing firms at the bottom of this page and you can telephone them to see if they are on the Godiva Mortgages Ltd approved list