The Chorley & District Building Society Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by The Chorley & District Building Society and to assist in remaining on the The Chorley & District Building Society Solicitor Panel.

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The Chorley & District Building Society Conveyancing Panel Information:

What are the The Chorley & District Building Society conveyancing panel arrangements?

Unlike the CML the Building Society Mortgage Instructions deal with this. Section A.12 states ‘In order to act on our behalf your firm or company must be a member of our conveyancing panel provided we are a society that operates one – see specific requirements for details of our arrangements. The Special Requirements state:

No set panel but any firm wanting to act for CDBS must meet the specific requirements set out below.

Specific Requirements

1. Law Society or CLC member

2. Minimum of 2 partners or directors

You must also comply with the terms and conditions of your The Chorley & District Building Society solicitor panel appointment.

Do The Chorley & District Building Society or the Building Society Association run CPD seminars for the The Chorley & District Building Society approved conveyancing panel akin to the way that CQS do?

The BSA do not involve themselves in training although they do provided numerous general legal related conferences which are attended by firms on the The Chorley & District Building Society conveyancing panel. It is our intention to run specific lender focused seminars in the coming months including a webinar on The Chorley & District Building Society’s requirements . Law firms on the The Chorley & District Building Society conveyancing panel will be invited . Further details will be made available as part of the LENDERmonitor change Notifications .

Is it possible that The Chorley & District Building Society will instruct a different lawyer on the The Chorley & District Building Society solicitor panel for a further advance during the mortgage term ?

The Building Society Association Mortgage Instructions relevant to a solicitor on the The Chorley & District Building Society conveyancing panel indicates that when a further advance is required for alterations or improvements to the property we will not normally instruct a member of the The Chorley & District Building Society conveyancing panel but if you are instructed the appropriate provisions of the BSA mortgage instruction must be adhered to .

Being a practice on the The Chorley & District Building Society solicitor panel who do I call should we have a question conerning the BSA Specific Requirements ?

If you are a property lawyer and have a query relating to the instructions, you should make contact with The Chorley & District Building Society. The BSA will not advise or comment on specific queries relating to The Chorley & District Building Society or other lenders.

I recently attended a seminar arranged via my PI broker where it was mentioned that solicitors are being sued for non-compliance with BSA Mortgage Instructions. I am on the The Chorley & District Building Society conveyancing panel. Can you tell me how many Specific Requirement changes took place by The Chorley & District Building Society during 2013?

During this period 15 sections of the BSA Mortgage Instructions were changed by The Chorley & District Building Society. Some changes are more important than others but as a firm on the The Chorley & District Building Society conveyancing panel you are of course obliged to comply with individual lender requirements. Locktons have recently pointed out in an article that non-compliance with lender requirements account for a number of high value claims, and it is therefore important to be aware of any particularly onerous terms that an individual lender may impose.

Remember: BSA requirements are not guidelines; they are the lender client’s instructions.

My PI renewal application this year contained the following question: ‘Has your Firm been asked by a lender to agree to more onerous terms and conditions than provided for in the BSA Mortgage Instructions?’ My firm is on numerous lender panels including the The Chorley & District Building Society conveyancing panel. We have Terms and Conditions of appointment which we are duty bound to comply with. Do I disclose these these Conditions?

The concern here is if you are expect to enter into ‘more onerous’ conditions that than the Handbook obligations.

You have to try and take an objective view as to whether the Terms relating to the The Chorley & District Building Society conveyancing appointment (or other terms for other lenders) are ‘more onerous’ than the BSA Mortgage Instructions. Depending on the Terms you may need to provide details on your renewal form. If you are in any doubt please call your broker to discuss before moving forward on this question.

My firm is on the The Chorley & District Building Society conveyancing panel. I am dealing with The Chorley & District Building Society mortgage on a purchase. My borrower client is asking not to disclose an issue to The Chorley & District Building Society. What do I do in this conflict situation?

When a solicitor is acting for both The Chorley & District Building Society and borrower there is potential for conflicts to arise. You owe duties to both clients. All information received by you from your client is confidential and cannot be disclosed without the client’s consent.

In your situation, if the purchaser will not consent to the information being passed on to the lender, the solicitor must cease to act for The Chorley & District Building Society and it may well be prudent for you to cease to act for the purchaser as well. You must not inform The Chorley & District Building Society of the reason for termination of the retainer over and above the fact that a conflict has arisen. The fact that you can no longer act should alert even the most somnambulistic of lenders that something is wrong with the borrower and/or purchase. The fact that you have disinstructed yourself should not affect your The Chorley & District Building Society conveyancing panel status.

What lender panels do you receive the most questions about?

BSA lenders do not come within the top 20 lenders in terms of frequency of questions. The most popular lender panels in terms of questions are as follows:

Find a Lawyer on the The Chorley & District Building Society Solicitor Panel

Average number of days to register title including a charge in favour of The Chorley & District Building Society

This information relates to purchase only and not remortgages.

Year	Days*
2026	[no data]
2025	[no data]
2024	[no data]
2023	[no data]
2022	[no data]
2021	[no data]

* Data aggregated from sources including COMPLETIONmonitor

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