I am need of leasehold conveyancing for a flat in a relatively new development (seven years built) in West London. Almost all the appartments are already occupied. Is it really necessary to order neighbourhood searches as part of conveyancing in West London?
You are putting yourself at risk in refusing to carrying out West London conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would seriously advise in no uncertain terms that you have them. If speed and driving down costs are top of your issues you should consider with your lawyer about the viability of search insurance
What is the optimum way to investigate if the solicitor conducting my conveyancing in West London is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus spending £187.00 plus VAT in further conveyancing charges.
Please do make use of the find a lender approved solicitor tool on this web page. Please choose the lender and type ‘West London’ or your location and you will be presented with a number of lawyer located in West London or near you.
We are downsizing from our property in West London and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the buyers are using an online conveyancing practice rather than a conveyancing solicitor in West London. We have lived in West London for six years we know that this is a non issue. Should we contact our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
My wife and I own a 4 bedroom Georgian house in West London. Conveyancing lawyer represented me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West London and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who carried out the work.
I opted to have a survey done on a property in West London in advance of instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some banks will not grant a mortgage on such a premises.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West London. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West London to see if the conveyancing will be more expensive.
We are in the midst of a leasehold sale of a flat in West London. Conveyancing lawyers are doing their job but we have been asked to pay a fortune from the landlord. So far we have issued a cheque for £268 for a leasehold management pack and then a further £200 plus VAT for supplemental queries supplied by the purchaser's property lawyer.
You will not have any say over the level of the bill for this information but the typical fee for the information for West London leasehold property is £395. When it comes to West London conveyancing deals it is conventional for the seller to cover the costs. The landlord or their agents are not duty bound to answer these questions although many will agree to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Regretfully there is no legislation that requires capped fees for administrative tasks. Neither is there any legal time frame by which they are required to issue answers.