I am only a couple days away from an exchange on a property in Kingsland and my mum and dad have transferred the exchange deposit to my property lawyer. I am now advised that as the deposit has not come from me my conveyancer needs to disclose this to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank regarding my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
Your solicitor is legally required to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
About to place a bid on a leasehold flat in Kingsland. The estate agents assure me that it is standard for flats in Kingsland to have less than 75 years left on the lease. I am getting a loan with Tesco Bank. Will the property be mortgageable given that the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/2/2026 the requirements read as follows :
A friend advised me that in purchasing a property in Kingsland there may be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Kingsland which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Kingsland should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am planning to move home in May. Will my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you recommend a removal company in Kingsland. Conveyancing firm was chosen prior to coming across your website.
On the day of completion you will need to collect the house keys from the property agent however this should only be done when the previous owners lawyers advise the agent that the monies to complete are in and the keys can be passed over. You should tell the removal company that they can start moving you in. We do not recommend a particular removal company but can help you choose a residential property solicitor in Kingsland or a legal practice that specialises in conveyancing in Kingsland.
We previously chose conveyancers with offices in Kingsland on the Virgin Money solicitor panel. They have just invoiced me a supplemental fee for handling the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
Provided it is contained in their Terms and Conditions or estimate then yes your solicitor may charge a fee for this. This fee is not set by Virgin Money but by your Kingsland property lawyer. Some firms on the Virgin Money panel will charge ’dealing with mortgage’ fee but plenty of firms include it on their overall fee.
The deeds to my house can not be found. The lawyers who handled the conveyancing in Kingsland 5 years ago have long since closed. What are my options?
You no longer need to have the physical official documentation to evidence that you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
I'm buying a new build house in Kingsland with the aid of help to buy. The sellers would not budge the amount so I negotiated 6k of additionals instead. The house builders rep advised me not disclose to my conveyancer about the side-deal as it will impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What type of conveyancing matters do Kingsland conveyancing organisations supply?
Generally most Kingsland conveyancing firms can provide a number of services to domestic and agricultural land owners, sellers, investors, landlords and tenants such as:
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Home sale conveyancing in Kingsland or elsewhere in the country
Property purchase conveyancing in Kingsland and beyond
Adverse possession claims — advising you on whether you establish a right to ownership of land in Kingsland through a prolonged period of occupation or whether the property you are purchasing or selling may be subject to such a claim Switching mortgage providers Auction property conveyancing - selling or buying Establish or change arrangements with neighbouring properties