I am getting a mortgage with Nat West. My intention is to use a Licensed Conveyancer in Haggerston. Does the Nat West Solicitor panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Last April we completed a house move in Haggerston. We have since encountered a number of issues with the house which we consider were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been ordered as part of conveyancing in Haggerston?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Haggerston. Conveyancing searches and due diligence initiated as part of the buying process are supposed to help avoid problems. As part of the process, a seller answers a document known as a SPIF. If the information provided is misleading, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Haggerston.
We see that you have a post code search directory listing solicitors on the RBS conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Haggerston?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Haggerston.
Our lender has suggested a law firm on their panel based in Haggerston but I would rather instruct a conveyancing lawyer in Haggerston or nearer to where I live. Can you help?
The minority of Haggerston conveyancing solicitors are listed all banks conveyancing panel. Use the above find an approved solicitor tool to identify a Haggerston conveyancing firm on the on the mortgage company panel.
Forgive me if this question is silly but I am new to the house moving as FTB of a two bedroom flat in Haggerston. Do I collect the keys to the house on completion from my lawyer? If so, I will appoint a local conveyancing solicitor in Haggerston?
On the day of completion you will not be required to attend the conveyancers office in Haggerston. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you should be called to receive the keys from the Estate Agents and move into your new home. Usually this occurs early afternoon.
We are purchasing a 4 bedroom semi-detached house in Haggerston. Our aim is to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to determine if these works are prohibited?
Your solicitor should check the registered title as conveyancing in Haggerston can occasionally identify restrictions in the title documents which prohibit certain alterations or necessitated the permission of a 3rd party. Certain works call for local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
I can not work out if my mortgage offer requires a lease extension. I have called into my local Haggerston bank branch on various occasions and was told it does not affect the mortgage offer and they will lend. My Haggerston conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Provided that the solicitor is on the lender approved list, they must adhere to the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am downsizing from my home. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Haggerston if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Haggerston. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.