I am need of leasehold conveyancing for an apartment in a fairly new development (seven years old) in West Barnes. Almost all the appartments have already been disposed of. Do I need carry out the local searches for my conveyancing in West Barnes?
You are taking a significant risk in refusing to carrying out West Barnes conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in the strongest possible terms that your lawyer conducts them. Where speed and expenses are top of your concerns you should discuss with your solicitor about the options such as lack of search insurance available to you
I require expedited conveyancing in West Barnes as I have a deadline to sign on the dotted line within 3 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?
If.Given you are not getting a mortgage you have the choice not to have searches carried out although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in West Barnes the following are instances of what can show up and therefore impact future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Unadopted Roads,...
I am purchasing my first flat in West Barnes with a mortgage from Barclays . The builders refused to move on the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not to tell my conveyancer about the deal as it could affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. West Barnes is where the house is located. What do you suggest?
Flying freeholds in West Barnes are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Barnes you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Barnes may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm refinancing my existing home to a BTL loan with Barclays and I will use the ballance of the raised equity as a down payment on a second house. The area we are looking at is West Barnes. Will your conveyancers be able to act for both sets of banks and tie in the transactions?
Make use of our search tool on this page to be sure that the lawyers are approved by both lenders. Having checked that they are the solicitor will be able to simultaneously deal with the two conveyancing matters but you should talk with you lawyer and communicate your expectations and requirements.
As co-executor for the estate of my grandfather I am selling a property in Neath but live in West Barnes. My conveyancer (based 250 kilometers from mehas requested that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing solicitor in West Barnes to witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are West Barnes based