My husband and I intend to remortgage our apartment in West Barnes with Principality. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have a couple of questions (1) Is this document specific to the Principality conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Principality. This is solely used to protect Principality if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Principality had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in West Barnes so that I can attend their offices if required.
Nowadays conveyancing panel lawyers for banks carry out the vast majority of communications via the post, e-mail or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in the country. Nevertheless you should see if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.
Is there a list of Nationwide panel conveyancers in West Barnes on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings open the public over the internet. If you are looking for a West Barnes lawyer on the Nationwide please use our tool.
Can I be sure that the West Barnes conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in West Barnes getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your conveyancing.
Completion of my remortgage has taken place for my property in West Barnes. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
What does a local search inform me concerning the property I am buying in West Barnes?
West Barnes conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations such as Onsearch The local search is essential in every West Barnes conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
In my capacity as executor for the estate of my father I am selling a house in Monmouth but reside in West Barnes. My conveyancer (approximately 200 miles from merequires that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing lawyer in West Barnes who can attest and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in West Barnes
My wife is buying a leasehold property in West Barnes. Conveyancing estimates are averaging around £1700. Does that seem right?
The average cost in 2014 for conveyancing in West Barnes was £1,419 not including SDLT and HM Land Registry fees.