We're in Carshalton, First timers buying with a mortgage (lender is Santander , and our lawyer is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Various web forums that I have frequented warn that are the main cause of delay in Carshalton house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Carshalton.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The solicitors who conducted the conveyancing in Carshalton 10 years ago are no longer around. What are my next steps?
Nowadays there are duplicates made of almost everything, and your solicitor will know precisely where to locate all the relevant documentation so you can purchase or sell your house without any difficulty. Where copies can’t be located, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the property.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Carshalton is where the house is located. Can you offer any opinion?
Flying freeholds in Carshalton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Carshalton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Carshalton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have just started marketing my 2 bed flat in Carshalton. Conveyancing is yet to be initiated, however I have recently had a yearly maintenance charge demand – what should I do?
Your conveyancing lawyer is likely to suggest that you should discharge the invoice as you normally would given that all ground rent and service invoices will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
After years of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Carshalton. Can we issue an application to the Residential Property Tribunal Service?
You certainly can. We can put you in touch with a Carshalton conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Carshalton residence is 21 & 23 Carshalton Grove in May 2009. the Tribunal adopted the figures presented as the premiums payable by the Applicant i.e. a total of £20,750. This case affected 2 flats. The unexpired term was 72 years.
Do online conveyancing organisations do everything a local Carshalton solicitor does or must I use a solicitor for the final stages for my conveyancing in Carshalton?
Where you instruct an online conveyancer they will cover all the work your Carshalton conveyancer will cover.