I am about to put a bid on a leasehold apartment in Mitcham Junction. The estate agents assure me that it is standard for flats in Mitcham Junction to have less than 75 years unexpired on the lease. I am getting a loan with Virgin. Will the property be mortgageable given that the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 6/1/2026 the requirements read as follows :
My aunt pointed out to me me that in purchasing a property in Mitcham Junction there may be a number of restrictions as to what one can do in terms of external alterations to the property. Is this right?
We are aware of anumerous of properties in Mitcham Junction which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Mitcham Junction should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I buying a 3 bedroom semi in Mitcham Junction. We would like to carry out an extension to the side at the property.Will the conveyancing process include enquiries to ascertain if these works are permitted?
Your property lawyer should review the registered title as conveyancing in Mitcham Junction can sometimes identify restrictions in the title deeds which prohibit categories of works or need the consent of a 3rd party. Many additions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
I am selling my apartment. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, TSB are being pedantic. The Mitcham Junction solicitor who is on the TSB conveyancing panel is saying indemnity insurance will be fine but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlydiscovered that Stirling Law have closed. They carried out my conveyancing in Mitcham Junction for a purchase of a leasehold flat 10 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mitcham Junction conveyancing specialists.
I am buying my first flat in Mitcham Junction with the aid of help to buy. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not inform my solicitor about the deal as it would adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking to sell my property. My previous solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Mitcham Junction if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Mitcham Junction. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
How much experience do your Mitcham Junction conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Mitcham Junction conveyancing lawyers help thousands of buyers move home every year and supported lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Mitcham Junction conveyancers have worked on recent similar cases.