I am buying a new build flat in Torquay. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Torquay you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Torquay.
What can a local search tell me about the house I am buying in Torquay?
Torquay conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations such as Xpress Legal The local search is essential in every Torquay conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Torquay 5 years ago have long since closed. What do I do?
Nowadays there are copies made of almost everything, and your lawyer will be aware precisely where to locate all the suitable paperwork so you may purchase or sell your house without a hitch. If copies can’t be located, your solicitor can arrange cover in the form of insurance or indemnities against possible claims on your premises.
I'm buying a new build house in Torquay with a loan from Britannia. The sellers refused to budge the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not to tell my conveyancer about the extras as it may jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the will of my grandfather I am disposing of a property in Cardiff but live in Torquay. My conveyancer (approximately 260 miles from merequires that I sign a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Torquay who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are based in Torquay
I happen to be an executor of my recently deceased parent's Will, with a bungalow in Torquay which will be sold. The property has never been registered at the Land Registry and I'm told that many estate agents will insist that it is completed before they'll proceed. What's the mechanism for this?
In the situation that you have set out it seems sensible to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.