Having sold my house in Dartmouth last August but my buyer keeps Skype messaging every few hours complaining that his solicitor is waiting to hear from mine. What should have happened following completion?
After completion of your house sale your solicitor is duty bound to send the transfer documentation and all additional paperwork to the purchaser's conveyancer. Where appropriate, your conveyancer must also evidence that the legal charge in favour of the lender has been redeemed to the buyers solicitors. There is unlikely to be post completion steps specific conveyancing in Dartmouth.
I have 7378 less than 75 years unexpired on my lease and require a lease extension for my apartment in Dartmouth. Conveyancing solicitors on the Virgin panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/12/2021 the requirements read as follows :
This question may be naive but I am wet behind the ears as a first time purchaser of a garden flat in Dartmouth. Do I collect the keys to the property on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Dartmouth?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s solicitors, and once they have received this, you will be able to receive the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
We are purchasing a terrace house in Dartmouth. The intention is to convert the garage to a playroom at the property.Will the conveyancing process involve enquiries to ascertain if these alterations were previously refused?
Your conveyancer should review the registered title as conveyancing in Dartmouth can on occasion identify restrictions in the title deeds which restrict certain changes or necessitated the consent of another owner. Certain additions need local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
I currently have a mortgage with Kent Reliance for my property in Dartmouth. Conveyancing has been completed months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
Kent Reliance must be informed of your intention before letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel lawyer.
I have been told that property searches are a common reason for delay in Dartmouth conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Dartmouth.
How does conveyancing in Dartmouth differ for new build properties?
Most buyers of new build property in Dartmouth come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because builders in Dartmouth tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Dartmouth or who has acted in the same development.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Dartmouth. I have stumble across a web site which seems to have the perfect solution If there is a chance to get all this stuff done via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?