Finally the sale completed on my house in Dartmouth last November yet the purchaser is whats apping every few hours complaining that their conveyancer needs to hear from myconveyancer. What should my lawyer have done now that I have sold?
Following your sale your lawyer is duty bound to send the transfer deeds and all additional paperwork to the buyer’s conveyancer. If applicable, your solicitor must also send confirmation that the home loan has been discharged to the purchasers conveyancers. There is unlikely to be post completion tasks unique to conveyancing in Dartmouth.
I am purchasing a garden flat in Dartmouth. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Dartmouth you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Dartmouth.
What is the difference between a licensed conveyancer and conveyancing solicitor in Dartmouth
There are many recorded licenced Conveyancers in Dartmouth and Solicitor firms in Dartmouth who provide Conveyancing services It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. They may both also deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Is there a list of Lloyds panel solicitors in Dartmouth on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings viewable over the internet. Where you are seeking to appoint a Dartmouth conveyancer on the Lloyds please make the most of our facility.
We have agreed to purchase a house in Dartmouth. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Kent Reliance your lawyer must comply with the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Kent Reliance where a lease fails to meet these provisions. The provisions relate to the installation of panels on properties countrywide and is not limited to Dartmouth.
I am purchasing a new build house in Dartmouth benefiting from help to buy. The builders would not reduce the price so I negotiated £7000 of extras instead. The sale representative suggested that I not to tell my conveyancer about this deal as it could jeopardize my mortgage with Lloyds TSB Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Dartmouth is the location of the property. What do you suggest?
Flying freeholds in Dartmouth are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dartmouth you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dartmouth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My business partner and I are intending to take over a lease of an office on the high street. Can you recommend conveyancers offering no-move-no charges for commercial conveyancing in Dartmouth for under 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Dartmouth, including the sale and purchase of businesses as well as simply property. Whether you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right lawyer. Regarding the charges this will depend on the structure and terms of the proposed transaction. Please provide us with your contact information or phone so as to enable us to provide you with a detailed commercial conveyancing quote.