What does my ID and proof of funds have anything to do with my conveyancing in Brixham? What am I being asked for?
Brixham conveyancing solicitors and indeed property practitioners accross the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the identity of any client with a view to ensure that clients are who they say they are.
Conveyancing clients are required to disclose two forms of certified ID; proof of ID (typically a Passport or Driving Licence) and evidence of address (usually a Utility Bill less than 3 months old).
Confirmation of source of funds is also necessary in compliance with the money laundering laws as lawyers are required to investigate that the funds you are utilising to acquire a property (be it the exchange deposit or the full purchase monies where you are buying mortgage free) has come from a reputable source (such as an inheritance) as opposed to the fruits of criminal behaviour.
We just had an offer accepted to buy with Norwich and Peterborough Building Society. I went into 3 or 4 local practices yet cant to find a Brixham conveyancing firm on the Norwich and Peterborough Building Society panel. Can you help?
Feel free to make the most of the search tool on this site. Please choose the mortgage company and type Brixham or your preferred area and you will be presented with a number of lawyer located in Brixham or by proximity to you.
We are buying a property and the conveyancer has raised the issue of Chancel Repair for which the house may be obligated to pay given it’s proximity to the area of such a church. She has mentioned insurance. Is this really necessary for conveyancing in Brixham
Unless a previous acquisition of the property took place post 12 October 2013 you can expect solicitors handling conveyancing in Brixham to continue to recommend a chancel search and or insurance against a claim.
I was advised by a few selling agents in Brixham to find a conveyancer on your site. What’s the financial upside for Estate Agents to market your site ahead of alternative conveyancing organisations?
We don’t make any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult a fee as a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am a couple of weeks into a leasehold purchase having been recommend to conveyancers by the selling agent to perform conveyancing in Brixham. I am am very disappointed with the quality of service. Could you help me find new solicitors?
They would need to be really poor in order to consider replacing them. Has your mortgage been issued? In the event that it has you will need to make them aware of the new contact details and have the mortgage documents are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders panel to avoid supplemental charges and complications. So that should be your starting point. Our search tool will help you find a lender approved solicitor for your home move in Brixham
Harry (my fiance) and I may need to sub-let our Brixham garden flat for a while due to a career opportunity. We used a Brixham conveyancing firm in 2001 but they have closed and we did not think at the time seek any advice as to whether the lease permits subletting. How do we find out?
Notwithstanding that your previous Brixham conveyancing solicitor is not around you can check your lease to see if you are permitted to let out the premises. The accepted inference is that if the deeds are non-specific, subletting is allowed. There may be a precondition that you need to seek consent from your landlord or some other party in advance of subletting. The net result is you not allowed to sublet in the absence of prior permission. Such consent should not be unreasonably turned down. If your lease does not allow you to sublet you will need to ask your landlord if they are willing to waive this restriction.
Brixham Leasehold Conveyancing - A selection of Queries before Purchasing
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The best form of lease arrangement is where the freehold title is owned by the leaseholders. In this situation the tenants have being in charge if their destiny and although a managing agent is usually retained if it is larger than a house conversion, the managing agent acts for the leaseholders themselves. In the main the cost for major works tend not to be included within service charges, albeit that a few managing agents in Brixham obliged leasehold owners to pay into a sinking fund and this is used to offset against major repairs or maintenance.