I am selling my house in Brixham. Will my conveyancing practitioner need to be on the Bank of Ireland conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
I am due to move home in November. Will my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Brixham. Conveyancing solicitor was organised before I stumbled across this site.
On the day of completion you can collect the keys from the property agent however this can only happen once the vendors solicitors advise the agent that they have the completion monies and the keys can be collected. After that you can inform the removal men that they can start moving you in. We are not in a position to suggest a particular removal company but can assist you in choosing a residential property solicitor in Brixham or a lawyer with expertise in conveyancing in Brixham.
I recently had an offer accepted on an apartment in Brixham. My financial adviser suggested a conveyancer. I paid an advanced payment of £200. Shortly after, the conveyancer called me embarrassingly acknowledging that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase house in Brixham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Brixham conveyancer is on the Santander conveyancing panel.
I require fast conveyancing in Brixham as I have an ultimatum to exchange contracts inside 3 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to have searches carried out although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Brixham the following are examples of what can crop up and adversely impact the marketability of the property: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
I decided to have a survey carried out on a house in Brixham prior to instructing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some lenders will not give a loan on such a home.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brixham. Conveyancing will be smoother if you use a solicitor in Brixham especially if they are familiar with such properties in Brixham.
We expect to complete the disposal of our £475,000 flat in Brixham on Wednesday in a week. The freeholder has quoted £408 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Brixham?
Brixham conveyancing on leasehold maisonettes nine out of ten times results in administration charges raised by freeholders :
Addressing pre-contract enquiries
Where consent is required before sale in Brixham
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Brixham Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
What restrictions are contained in the Brixham Lease? How is the lease structured? The best form of lease arrangement is where the freehold reversion is in the ownership of the leaseholders. In this scenario the leaseholders benefit from control and notwithstanding that a managing agent is usually retained where it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.
Do online conveyancing companies undertake everything a local Brixham solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Brixham?
Where you choose an online conveyancer they should undertake all the tasks your Brixham solicitor will cover.