My mortgage broker requires my Totnes law firm’s panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have called my local Totnes office but they have not responded to me.
You are best placed to get this information from your Totnes conveyancing practitioner . They maintain a central record lender panel numbers.
Please could you suggest a Nationwide Building Society accepted Totnes conveyancing conveyancer finish our home move within 10 days? Am I best advised to choose a high street Totnes solicitor or a national conveyancer?
We can recommend some very good Totnes conveyancing firms. You can also walk up the main road in Totnes. Visit a couple of firms and request to see a conveyancing solicitor for a fee estimate. Discuss your expectations together with the reasons and ask for an assurance on speed. Appoint the lawyer that genuine.
What does my ID and proof of funds have anything to do with my conveyancing in Totnes? Is this really warranted?
To satisfy the Money Laundering Regulations any Totnes conveyancing firm will require evidence of your identity in all conveyancing transactions. This is usually dealt with by provision of a passport and an original bank statement or utility account evidencing your correct address.
In accordance with Money Laundering Regulations, property lawyers are required to validate not simply the ID of conveyancing clients but also the origin of fund that they receive in respect of any matter. Refusal to disclose this may result in your lawyer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers will have an obligation to inform the appropriate authorities should they consider that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Totnes. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
What does commercial conveyancing in Totnes cover?
Totnes conveyancing for business premises incorporates a broad range of guidance, supplied by qualified solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My mother and father are experiencing problems in finding their Totnes land registry title on the site. They have a vague memory 48 years ago when they bought the bungalow there were complications with Totnes not being identified on some systems.
Almost all residences in Totnes should be revealed. Have you endevoured to search with just the postcode. Ordinarily it should reveal all the properties inside the postcode. Where recorded it will show up with a title number. Where they bought 50 years ago it's conceivable it may be unregistered. The property may still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title deeds which might be with your parent’s mortgage company.