We hope to to buy with Darlington Building Society. We have called around locally but cant to find a Surbiton conveyancing firm on the Darlington Building Society approved list. Could you assist?
Please do take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type Surbiton or your location and you will see a number of lawyer offices in Surbiton or by proximity to you.
When it comes to lenders such as Santander, do Surbiton solicitors incur an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I have decided to exercise my right to buy my property in Surbiton off the council. I have a mortgage agreed with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
I am selling my house. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, UBS are being pedantic. The Surbiton solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Action Conveyancing a few years ago for my conveyancing in Surbiton. I now require my papers but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Surbiton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the advice of my in-laws I had a survey completed on a house in Surbiton prior to retaining conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some banks tend refuse to issue a loan on this type of home.
It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Surbiton. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I right to be wary that third parties that I am dealing with are suggesting an internet conveyancing firm rather than a local Surbiton conveyancing practice?
As with lots of service providers, often input from relatives can be worth their weight in gold. But there are many people with a vested interest in a conveyancing matter; estate agents, financial adviser and mortgage companies might all suggest conveyancers to instruct. Sometimes the solicitors might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the endorsement. You are at liberty to choose your preferred conveyancer. Don't forget that the majority of lenders specify a panel list of law firms you are obliged to use for the lender related work in your home move.
I need to find a conveyancing solicitor for leasehold conveyancing in Surbiton. I've land on a site which looks to be the ideal offering If it is possible to get all the legals done via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?