At long last a loan offer from Nationwide for the remortgage of my 3 room maisonette is coming any day now. Could you suggest a cheap conveyancing lawyer in Surbiton?
This site is not designed to assist those in pursuit of the lowest fares for conveyancing in Surbiton. We can offer you cost effective conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of £99 conveyancing in Surbiton. At best, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in additional fees and still not end up with the service you were looking for.
I own a freehold house in Surbiton but still invoiced for rent, why is this and what is this?
It’s unusual for properties in Surbiton and has limited impact for conveyancing in Surbiton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
I am buying a semi-detached house in Surbiton. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Surbiton you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Surbiton.
We are due to move house in April. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in Surbiton. Conveyancing solicitor was chosen before I stumbled across this website.
On the day of completion you can collect the keys from the estate agent however this should only occur after the previous owners solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you can tell the removal men that they can start moving you in. We do not recommend a particular removal company but can help you locate a residential property solicitor in Surbiton or a lawyer that specialises in conveyancing in Surbiton.
We had instructed conveyancers with offices in Surbiton on the Virgin Money solicitor panel. They have just invoiced me an additional sum for handling the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your lawyer can levy a fee for this. The charge is not set by Virgin Money but by your Surbiton property lawyer. Numerous firms on the Virgin Money panel will quote an ‘acting for lender’ fee and others do not.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Surbiton conveyancing practitioner on the Santander panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
It has been 3 months following my purchase conveyancing in Surbiton took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a leasehold apartment up to £235,500 and identified one near me in Surbiton I like with a park and transport links in the vicinity, however it's only got 49 years unexpired on the lease. There is not much else in Surbiton in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage the shortness of the lease will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.