Finally, a mortgage offer from Nationwide for the remortgage of my single bedroom apartment is coming within the next few days. Can you suggest a low cost conveyancing solicitor in Hook?
You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Hook. Our goal is to offer excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing organisations enticing you with £99 conveyancing in Hook. The optimum outcome, in deciding on low cost conveyancing, you will earn what you pay for and at worst it will result in you with a surprising uplift in additional fees and still not end up with the service required.
I am under pressure from the seller of a property in Hook to sign contracts within four weeks. What can I do to speed up matters?
In a situation where you are under a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the location as they will have local connections and knowledge. It is possible that they may have handled previousproperties in the same road. Therefore consider using a Hook conveyancing solicitor. In addition, be sure that the lawyer is on the on the approved list for your mortgage company. It is claimed that nearly one in five of Hook conveyancing deals are suspended or derailed after finding out that a purchaser’s conveyancer was not on their banks list of approved solicitors. This can often result in the transaction being held up by an average of three weeks. It is estimated that this issue impacts in the region of 100,000 home sales annually. Almost all Hook conveyancing practices can not represent certain banks so do check at the outset.
We had appointed solicitors located in Hook on the Co-operative solicitor panel. They have just billed me a supplemental fee for dealing with the Co-operative mortgage. Is this an additional conveyancing fee specified by Co-operative?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your solicitor can charge a fee for this. The charge is not dictated by Co-operative but by your Hook conveyancer. Some firms on the Co-operative panel will quote ’dealing with mortgage’ fee but plenty of practices include it on their overall fee.
We were going to get a DIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Hook solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hook solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I can not work out if my bank requires a lease extension. I have telephoned my Hook bank branch on a couple of occasions and was informed it wasn't a problem and they will lend. My Hook conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. Who do I believe?
As long as the solicitor is on the bank approved list, they must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am buying a property and the solicitor has raised the issue of Chancel Repair to which the house could be obligated to contribute to because it falls into the area of such a church. She has mentioned insurance. Is this strictly necessary for conveyancing in Hook
Unless a prior acquisition of the house took place after 12 October 2013 you may assume that conveyancing practitioners delivering conveyancing in Hook to continue to suggest a chancel search and or chancel repair liability policy.
I used Arc property Solicitors a few years past for my conveyancing in Hook. I now require my file however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hook of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been recommended by a number of selling agents in Hook to find a property lawyer using your seach tool. What’s the financial advantage for Estate Agents to recommend your lawyers ahead of another?
We refuse to make any financial incentive for sending work to this site. We thought it would be too underhand to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.