I am hoping to receive a mortgage with Halifax. I intend to employ the services of a Licensed Conveyancer in Hook. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My fiance and I are hoping to buy a purpose built apartment in Hook with a homeloan from Bank of Ireland.We would like to retain our Hook conveyancing lawyer but Bank of Ireland advised that his firm is not on their approved list of member firms. we are left little option but to use a Bank of Ireland panel firm or retain our local solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Bank of Ireland use our lawyer?
No, not really. The mortgage offered to you contains various provisions, one of which will be that solicitors must be on the Bank of Ireland solicitor panel. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Bank of Ireland
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a residence in Hook? or I am told that there is a law dating back centuries that means some owners of property living in a parish church boundary may be liable to pay for repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in Hook?
Unless a prior acquisition of the property completed post 12 October 2013 you can take it that solicitors handling conveyancing in Hook to continue to recommend a chancel search and or chancel repair liability policy.
How does conveyancing in Hook differ for new build properties?
Most buyers of new build or newly converted property in Hook come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is built. This is because builders in Hook typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hook or who has acted in the same development.
I am selling my home. My previous conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Hook if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Hook. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
I need to appoint a conveyancing solicitor for freehold conveyancing in Hook. I've discover a site which looks to be the ideal offering If there is a chance to get all formalities completed via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?