What does my ID and proof of funds have anything to do with my conveyancing in Chessington? Is this really warranted?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Chessington. However these days you will not be able to proceed with any conveyancing deal in the absence providing evidence of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper element and photo card part, one is not acceptable in the absence of the other.
Evidence of your origin of funds is mandated in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancer will need to retain this information on file. Your Chessington conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they may also ask additional queries concerning the source of funds.
How do I find out if the solicitor handling my conveyancing in Chessington is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus spending £187.00 plus VAT in additional legal fees.
Feel free to take advantage of the find a lender approved solicitor tool on this site. Pick the lender and type ‘Chessington’ or your preferred area and you will be presented with numerous solicitors based in Chessington or near you.
We are close to exchanging contracts on the sale of our home in Chessington and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Chessington lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a national conveyancing practice as opposed to a conveyancing solicitor in Chessington. We have lived in Chessington for three years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation need.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a simple, no chain conveyancing. Chessington is the location of the property. Can you offer any opinion?
Flying freeholds in Chessington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chessington you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chessington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I search for a Chessington law firm on the Barnsley Building Society conveyancing panel? I have a car and am prepared to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the tool on this website. Please select a mortgage company and your location and you will see a number of Chessington conveyancing lawyers based on proximity. We have detailed some Chessington conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Barnsley Building Society member panel
I have today placed an offer on a leasehold flat in Chessington and the estate agent that we are dealing with recommended his conveyancing practitioner. They quoted £800 plus VAT and disbursements. Does this sound like a good deal?
Don't just go on one estimate. You should seek like-for-like quotes for your conveyancing in Chessington. Then pick one that you are comfortable with and just as important, is on the approved list of the mortgage company that you are sourcing your mortgage from.