I am acquiring residence in Chessington. My Solicitor is not listed on the lender conveyancing panel. Can I still use my Chessington conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?
You have numerous options open to you here
- Proceed with your preferred Chessington property lawyer but your bank will undoubtedly retain a conveyancer on their approved list. This will result in additional fees and probable delay.
- Appoint a fresh conveyancing practitioner to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to apply to join the lender panel
We are buying a house and require a conveyancing solicitor in Chessington who is on the Yorkshire BS conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Chessington.
Does a directory service exist listing Yorkshire BS panel solicitors in Chessington on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings viewable online. Where you are seeking to appoint a Chessington conveyancing practitioner on the Yorkshire BS please make the most of our tool.
I had an offer accepted on a house in Chessington on 20/2/2024, valuation was booked five days later, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
Co-operative have agreed my mortgage in principle, my offer on a flat in Chessington has been accepted, what are the next steps?
Your estate agent will want to know who your solicitors are (be sure the solicitors are on the lender’s panel). Contact Co-operative or your broker and complete any outstanding forms. Co-operative will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Co-operative will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Chessington.
Me and my brother own a semi-detached Georgian house in Chessington. Conveyancing solicitor acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chessington and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who conducted the work.
I need to instruct a conveyancing solicitor in Chessington for my house move. Is it possible to check a firm’s complaints history with the legal regulator?
One can search for presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.
Why can I not complete my conveyancing in Chessington on a bank holiday?
This is due to the fact that on completion the funds needs to be transferred electronically between the banks of the buyer and seller's property lawyer and at present this can only take place on a business day. It is not possible to complete on a weekend either.