We were just about to exchange contracts for a ground floor flat in Chessington. We have hit a snag. The loan offer with Birmingham Midshires runs out on 9/6/2021 but the sellers are putting forward a completion date of 11/6/2021. Can one prolong the loan expiry date?
The best person to address this concern is your lawyer who is in a position to determine if he or she is better off negotiating with the bank, seller’s conveyancers, estate agents or conceivably all parties taking into account what has gone on in your transaction to date.
As someone unfamiliar with conveyancing in Chessington what’s the number one tip you can impart for the ownership transfer in Chessington
Not many law firms shout this from the rooftops but conveyancing in Chessington or throughout South West London is an adversarial experience. In other words, when it comes to conveyancing there is plenty of opportunity for confrontation between you and others involved in the ownership transfer. For example, the vendor, selling agent and on occasion your lender. Choosing a solicitor for your conveyancing in Chessington should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the legal process whose interest is to protect your legal interests and to keep you safe.
On occasion a third party with a vested interest will try and convince you that you should follow their advice. As an example, the selling agent may claim to be helping by claiming that your solicitor is dragging his heels. Or your mortgage broker may tell you to do take action that is against your conveyancers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
My Solicitor in Chessington has never been on on the The Royal Bank of Scotland Solicitor Panel. Can I still retain my prefered solicitor even though they are not on the The Royal Bank of Scotland panel of approved conveyancing solicitors?
The limited options open to you here include:
- Complete the purchase with your preferred Chessington lawyers but The Royal Bank of Scotland will need to retain a solicitor on their panel. This will result in additional total legal charges and cause delays.
- Choose an alternative lawyer to to deal with the conveyancing, not forgetting to check they are Convince your lawyer to do everything within their powers to join the The Royal Bank of Scotland conveyancing panel
We are intent on selling our home in Chessington and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Chessington conveyancer would know that there is no such problem. It does beg the question why the buyers are using a web based conveyancing practice rather than a conveyancing solicitor in Chessington. Having lived in Chessington for 4 years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Just bought a terraced house in Chessington , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Chessington conveyancing solicitor has been painfully slow, so I want to be sure that my purchase is recorded.
There is nothing unique when it comes to conveyancing in Chessington registration formalities. As opposed to being determined by geographic area, timeframes can vary subject to who lodges the application, whether there are errors and if the Land registry have to notify any 3rd persons or bodies. As of today approximately three quarters of such applications are completed within 12 days but some can be subject to longer hold-ups. Historically registration occurs after the new owner is living at the property so post completion formalities is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor could speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Chessington is the location of the property. Is there any advice you can impart?
Flying freeholds in Chessington are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chessington you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chessington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.