We selected a high street solicitor for our conveyancing in Chessington last week. Going through the terms of engagement I noteI am responsible for fees even where the transaction does not complete. Should I go with them or appoint an on-line conveyancing company offering no completion no cost conveyancing in Chessington?
It is usually a trade off in that if "No Completion No Fee" is advertised then the conveyancing charges will generally be uplifted to neutralise the transactions that do not proceed. Also remember that these offerings generally do not protect you from outlay such your Chessington conveyancing search charges.
Would the conveyancing lawyers that you recommend conduct right to buy conveyancing in Chessington?
We do have a variety of conveyancing experts who can service right to buy transactions Please contact us with a view to secure a costs illustration.
My wife and I buying a detached bungalow in Chessington. We would like to convert the garage to an office at the property.Will the conveyancing process involve enquiries to see if these works are prohibited?
Your solicitor should check the registered title as conveyancing in Chessington can sometimes reveal restrictions in the title deeds which restrict categories of works or necessitated the consent of a 3rd party. Certain works need local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I can not fathom if my lender requires a lease extension. I have called into my local Chessington bank branch on various occasions and was told it wasn't a problem and they will lend. My Chessington conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend based on their published requirements. I have no idea who is right.
Provided that the solicitor is on the bank panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I was told four weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Chessington is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
The deeds to our home can not be found. The conveyancers who did the conveyancing in Chessington 10 years ago have long since closed. Will I be able to sell the house?
As long as the title is registered the information relating to your ownership will be retained by the Land Registry under a Title Number. It is possible to execute a search at the Land Registry, locate your house and order up to date copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
What tools are available to locate a Chessington solicitor on the Leeds Building Society conveyancing panel? I am a keen cyclist and am prepared to travel upto 20kilometers to meet the lawyer.
You can use the search on this page. Please pick a lender and your location and you will see a number of Chessington conveyancing lawyers located nearest you. We have detailed some Chessington conveyancing firms towards the end of this page and you can ring them to check if they are on the Leeds Building Society approved list
My wife and I purchased a leasehold flat in Chessington. Conveyancing and Birmingham Midshires mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Chessington who previously acted has now retired. Do I pay?
First contact the Land Registry to make sure that this person is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Chessington conveyancing solicitor to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Following years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Chessington. Can we issue an application to the Residential Property Tribunal Service?
Where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to determine the price.
An example of a Lease Extension decision for a Chessington flat is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case affected 1 flat.