I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Andover. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/8/2025, the requirements read as follows :
My father pointed out to me me that in buying a property in Andover there may be a number of restrictions limiting what one can do in terms of external alterations to the property. Is this right?
We are aware of anumerous of properties in Andover which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Andover should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My lawyer has informed me that lack of building regulations insurance is necessary on my purchase. What is the level of cover for Andover conveyancing?
The right level of lack of building regulations indemnity insurance depends on your lender. It would differ for example between Yorkshire Building Society and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
We have agreed to purchase a house in Andover. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?
As your lender is Clydesdale your lawyer must comply with the conveyancing instructions contained in Part 2 of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease fails to satisfy these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Andover.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Andover?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Andover. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm purchasing my first flat in Andover benefiting from help to buy. The developers refused to move on the amount so I negotiated £7000 of extras instead. The estate agent told me not inform my lawyer about this deal as it may jeopardize my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £245,000 and found one round the corner in Andover I like with open areas and transport links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Andover for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a mortgage the shortness of the lease will be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
My husband and I are novice buyers - had an offer accepted, but the property agent told us that the owners will only proceed if we appoint their recommended solicitors as they are insisting on a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Andover
We suspect that the owner is not behind this ultimatum. If they desire ‘a quick sale', taking such a hostile approach to a serious purchaser is likely to cause more damage than good. Try to communicate with the owners directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you intend to instruct your own,trusted Andover conveyancing lawyers - not the ones that will earn their estate agent a introducer fee or achieve conveyancing targets pre-set by head office.