Will lawyers request money on account for my conveyancing in Andover?
If you are buying a property in Andover your lawyer will ask you place them with funds to cover the the cost of the conveyancing searches. Generally this is asked for to cover the fees of the Local Authority Search. If any down payment is as part of the sale price then this will be needed immediately in advance of contracts are exchanged. The final balance that is needed should be sent to your lawyer a couple of days prior to the day of completion.
We just had an offer accepted to buy with Darlington Building Society. We have called around locally yet am unable to find a Andover conveyancing firm on the Darlington Building Society approved list. Can you assist?
You should make the most of the search tool on this site. Please choose the lender and type Andover or your preferred area and you will see a number of lawyer located in Andover or near you.
I used Arc property Solicitors several years past for my conveyancing in Andover. Now, I need my files however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Andover of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Andover differ for new build properties?
Most buyers of new build or newly converted property in Andover come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Andover typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Andover or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Andover ahead of retaining lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend refuse to give a loan on this type of property.
It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Andover. Conveyancing may be slightly more expensive based on your lender's requirements.
I have today had an offer accepted on a leasehold flat in Andover and the broker that we are using recommended his property lawyer. They quoted a thousand pounds excluding VAT and disbursements. Does this sound expensive?
Don't just go on a single quote. You should seek like-for-like quotes for your conveyancing in Andover. Then choose one that you trust and just as important, is on the approved panel of the bank that you have applied for a mortgage from.