How up to date is your search tool for Ludgershall conveyancing solicitors on the Principality conveyancing panel? Do Principality send you an updated list?
Ludgershall conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.
Forgive me if this question is silly but I am new to the house moving as a 1st time purchaser of a two bedroom flat in Ludgershall. Do I pick up the keys to the house on the completion date from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Ludgershall?
On the day of completion you will not be required to go to the conveyancers office in Ludgershall. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s lawyers, and shortly after the monies have arrived, you will be able to receive the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
My wife and I purchasing a detached bungalow in Ludgershall. Our aim is to carry out a loft conversion at the house.Will legal work on the property involve enquiries to see if these alterations are allowed?
Your conveyancer should review the deeds as conveyancing in Ludgershall can occasionally identify restrictions in the title deeds which restrict categories of works or require the permission of a 3rd party. Some works call for local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor before you commit yourself to a purchase.
Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Ludgershall solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ludgershall postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Ludgershall.
A relative recommended that if I am purchasing in Ludgershall I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Ludgershall conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Ludgershall around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ludgershall Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Ludgershall Education with maps and statistics, Local Amenities and other useful data concerning Ludgershall.
Are there restrictive covenants that are commonly identified during conveyancing in Ludgershall?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Ludgershall. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Ludgershall cover?
Ludgershall conveyancing for business premises incorporates a wide range of advice, provided by qualified solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.