We are planning to acquire a property and require a conveyancing solicitor in Stanwell who is on the Lloyds approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Stanwell.
There are plenty of conveyancing solicitors in Stanwell but how do I know who's good?
We would encourage you not to go for the cheapest Stanwell conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We have agreed to purchase a house in Stanwell. One unusual aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is HSBC your lawyer must comply with the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and property lawyers are required to report to HSBC where a lease does not satisfy these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Stanwell.
I'm in the process of viewing flats in Stanwell and I am about to put in an offer. Is it best to have a conveyancing practitioner on ‘stand by’? I intend to finance via a mortgage with Principality.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are getting a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.
Will my lawyer be raising questions regarding flooding as part of the conveyancing in Stanwell.
Flooding is a growing risk for conveyancers dealing with homes in Stanwell. There are those who acquire a house in Stanwell, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Solicitors are not best placed to offer advice on flood risk, but there are a number of checks that may be initiated by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Stanwell. The standard information supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) incorporates a usual question of the seller to determine whether the property has ever been flooded. In the event that flooding has previously occurred and is not disclosed by the seller, then a purchaser could issue a legal claim for losses as a result of such an inaccurate reply. The purchaser’s conveyancers should also carry out an environmental report. This will indicate whether there is any known flood risk. If so, additional inquiries should be conducted.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Stanwell?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Stanwell. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Stanwell differ for newly converted properties?
Most buyers of new build or newly converted property in Stanwell come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Stanwell usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Stanwell or who has acted in the same development.
What is different about your site and alternative web based conveyancing brokers for conveyancing in Stanwell?
At this site obtain a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Stanwell. Unlike many estate agents and many comparison sites we are not in the business of charging firms a fee if you select them for your conveyancing in Stanwell