We were just about to sign contracts for a garden flat in Merriott. We have hit a problem. Our mortgage offer with Nationwide Building Society runs out on 30/9/2026 but the vendors are insisting on a completion date of 2/10/2026. Can one prolong the loan offer?
The person best placed to deal with your concern is your lawyer who should assess whether he or she is corresponding with the bank, vendor’s solicitors, property agents or indeed all parties taking into account the circumstances your conveyancing to date.
It is 10 years ago since I purchased my house in Merriott. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my title documents. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be retained by the lender or they could be archived with the conveyancers who handled your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Merriott relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
After reading online forums for an affordable lawyer in Merriott, most post that I must look for a CQS accredited solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing procedures through the scheme protocol the standard covers many organisations who perform conveyancing in Merriott.
My wife and I own a 4 bedroom Edwardian house in Merriott. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Merriott and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who completed the work.
How difficult is it to change conveyancer as I have to select a firm on the Bank of Scotland conveyancing panel. I had appointed a local conveyancing solicitor in Merriott round the corner but she is not accepted by Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Merriott on the Bank of Scotland panel. Please note that the solicitors that we list do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Merriott. In making use of search facility on this site, you can contrast charges for conveyancing solicitors in Merriott and throughout England and Wales.
We are first time buyers just having agreed a price on a property in Merriott, and are now looking to get solicitors appointed. I have utilised the various rating tools and the results are from all across the England and Wales. Is it essential to have a Merriott solicitor local to your potential house? We are fine to do all the communicating electronically, but I am thinking at some stage we may be required to attend the lawyer's office to sign documents?
The property lawyer does not have to be in Merriott, but choosing local means that you have the option to go in if required, for instance, if a signature is immediately necessary. Also, a Merriott solicitor is likely to be familiar with local agents and (if the vendor has instructed a local lawyer) with them, which should help smooth the process.