My fiance’s brother is a property lawyer. I expect that I can be offered friends and family rates for conveyancing, However if that does not come materialise, what level of costs would I typically be looking at for conveyancing in St Paul's Cray?
Do contrast pricing. Make use of our search tool on this site. Whilst amounts may be different but the service one can expect differ between conveyancers as is true with the vast majority of professional services.
We are approaching an exchange on a flat in St Paul's Cray and my mum and dad have transferred the 10% deposit to my solicitor. I am now informed that as the deposit has not come from me my property lawyer needs to make a notification to my bank. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
The lawyer is legally required to check with lender to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
Does a directory service exist listing RBS panel solicitors in St Paul's Cray on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings visible online. Where you are in need of a St Paul's Cray conveyancing practitioner on the RBS please make the most of our facility.
We had appointed conveyancers with offices in St Paul's Cray on the Principality solicitor panel. They are now charging me an additional sum for handling the Principality mortgage. Is this a supplemental conveyancing fee specified by Principality?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner is entitled to levy a fee for this. This charge is not set by Principality but by your St Paul's Cray solicitor. Numerous firms on the Principality panel will levy ’dealing with mortgage’ fee and others do not.
I am selling my apartment. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Aldermore are being difficult. The St Paul's Cray solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Will commercial conveyancing searches disclose planned roadworks that may affect a commercial premises in St Paul's Cray?
Many commercial conveyancing solicitors in St Paul's Cray will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in St Paul's Cray. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in St Paul's Cray.
For every commercial conveyancing transaction in St Paul's Cray it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to St Paul's Cray commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in St Paul's Cray.
Are there restrictive covenants that are commonly picked up during conveyancing in St Paul's Cray?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in St Paul's Cray. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have just appointed agents to market my ground floor apartment in St Paul's Cray. Conveyancing has not commenced, however I have just received a quarterly service charge demand – should I leave it to the buyer to sort out?
It best that you pay the service charge as you normally would given that all ground rent and service payments should be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Following months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in St Paul's Cray. Can we issue an application to the Residential Property Tribunal Service?
if there is a missing landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to determine the price payable.
An example of a Lease Extension matter before the tribunal for a St Paul's Cray property is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The unexpired residue of the current lease was 50.57 years.