I went with a local lawyer for my conveyancing in St Paul's Cray last week. Reviewing the official terms of business it is apparent thatI am on the hook for costs even if the dealdoes not happen. Should I go with them or instruct an on-line firm offering no-sale-no-fee conveyancing in St Paul's Cray?
Generally there is a compromise along the lines that if "No Completion No Fee" is available then the fee levels will generally be uplifted to offset those transactions that do not proceed. Dont forget that these offerings rarely protect you from outlay such as St Paul's Cray conveyancing search expenses.
I am considering applying for a Kent Reliance mortgage for purchase of a newly converted (under development) in St Paul's Cray with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Kent Reliance ?
There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is it necessary to pay for insurance to cover chancel repairs when purchasing a residence in St Paul's Cray?
Unless a prior purchase of the premises took place after 12 October 2013 you can expect conveyancing practitioners handling conveyancing in St Paul's Cray to remain encouraging a chancel search and or insurance against a claim.
I'm purchasing my first flat in St Paul's Cray with a loan from TSB. The builders would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not to tell my conveyancer about this side-deal as it would jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Given that I will soon spend over three hundred thousand on a property in St Paul's Cray I would like to have a conversation with the lawyer about myconveyancing in advance of giving the go ahead to the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer who will be carrying out your conveyancing in St Paul's Cray.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The practices that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in St Paul's Cray should be the amount on the final invoice that you are charged.
In my capacity as executor for the will of my aunt I am selling a residence in Neath but I am based in St Paul's Cray. My solicitor (who is 235 kilometers awayhas requested that I sign a statutory declaration prior to completion. Can you recommend a conveyancing lawyer in St Paul's Cray who can witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are St Paul's Cray based