I have given 8 weeks notice to my current landlord and must be out of my rented flat in Sandwich by 3/9/2024. Conveyancing for my house purchase has just started. Can I complete in six weeks as I wish to avoid having to find temporary accommodation?
Generally one should not provide notice on a rental until you have exchanged. If you have not already done so, contact to your solicitor and ask them to they cajole the owners solicitors, try to an acceptable time-line that everyone will look to achieve
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Does this mean I have to use their panel solicitor as I would much rather use a Sandwich based conveyancing firm?
Do check but the chances are that give you one of their panel solicitors if you take up the "fee-free" offer. Speak to the mortgage company and ask if they allow a monetary alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Sandwich.
This question may be naive but I am unexperienced as FTB of a ground floor flat in Sandwich. Do I receive the keys to the house on completion from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in Sandwich?
On the day of completion you do not need to go to the conveyancers office in Sandwich. Your solicitors will electronically transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you should be able to collect the keys from the selling Agents and start moving into the property. Usually this happens between 1 and 3pm.
is it true that all Sandwich solicitor practices on the Bank of Ireland conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Bank of Ireland conveyancing panel they would need to be governed by the SRA. Some mortgage companies do list licenced conveyancers on their panel and in such a situation the organisation would be regulated by the Council of Licensed Conveyancers.
We have a mortgage agreed in principle with Leeds Building Society. Sandwich conveyancing lawyers are selected. How long does it take for Leeds Building Society to send the offer to the lawyer?
Some lenders take longer than others. Have Leeds Building Society done the survey? Have you advised Leeds Building Society as to your lawyers' details and checked that your lawyers are on the Leeds Building Society conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Are there restrictive covenants that are commonly identified during conveyancing in Sandwich?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Sandwich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £305k and identified one close by in Sandwich I like with a park and transport links nearby, however it only has 49 years unexpired on the lease. There is not much else in Sandwich in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a home loan the remaining unexpired lease term will be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
I am in the market for an affordable conveyancing lawyer in Sandwich to help me sell my flat. I I am concerned about by bill escalating out of control but with many Sandwich conveyancing solicitors to pick from...who do I opt for?
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