Find a Lender-Approved Local Conveyancer in Ramsgate

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Ramsgate’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Ramsgate.

Ramsgate Conveyancing Statistics*

  • 1 Percentage of cases in Ramsgate that are buy to let is 20%
  • 2 Average Land Registry Fee for last year was £270
  • 3 78% freehold and 22% leasehold conveyancing in Ramsgate for last year
  • 4 March was the busiest month and June was the next busiest month while April was the least busiest month of the year for conveyancing in Ramsgate
  • 5 Average Stamp Duty Payable for last year was £4,556

Examples of recent conveyancing in Ramsgate since October 2022*

Recently asked questions about conveyancing in Ramsgate

I am in the process of selling my maisonette in Ramsgate and the estate agent has just called to warn that the purchasers are changing their property lawyer. The reason given is that the bank will only deal with solicitors on their approved list. On what basis would a big named lender only deal with certain law firms rather the firm that they want to select for their conveyancing in Ramsgate ?

UK lenders have always had an approved set of law firms that can represent them, but in the last few years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for decades.

Lenders blame a rise in fraud by way of justification for the pruning – criteria have been tightened as a smaller panel is easier to oversee. Banks tend not to disclose how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are unlikely to have any sway in the decision.

Due to move into my new home in Ramsgate next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not specific to conveyancing in Ramsgate.

It is is a decade since I acquired my home in Ramsgate. Conveyancing solicitors have recently been instructed on the sale but I can't find the title documents. Is this a major issue?

You need not be too concerned. Firstly the deeds may be with your mortgage company or they could stored with the solicitor who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Ramsgate involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

Can you clarify what the consequences are if my solicitor is removed from the TSB Conveyancing panel ahead of completing my conveyancing in Ramsgate?

The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

Over the last few months I have been searching for a flat up to £235,500 and found one round the corner in Ramsgate I like with a park and railway links nearby, however it's only got 52 years on the lease. There is not much else in Ramsgate for this price, so just wondered if I would be making a grave error purchasing a short lease?

If you require a home loan the shortness of the lease may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.

I am looking into buying my first house which is in Ramsgate and I am already nervous. I couldn't find anything specific about Ramsgate. Conveyancing will be needed in due course but do you know about the Ramsgate area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Ramsgate. In the meantime here are some basic statistics that we found

Last updated

Residential Landlord and Tenant Conveyancing solicitors in Ramsgate

The list below is a small selection of solicitors in Ramsgate practicing in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on Service charge disputes

  • Geoffrey Borg & Co, 22 King Street, Ramsgate, Kent, CT11 8BG
  • Marsden Duncan, Success House, 49-51 High Street, Ramsgate, Kent, CT11 9AG
  • Thorn Drury & Searles, 76 High Street, Ramsgate, Kent, CT11 9RS
  • Robinson Allfree, 17-25 Cavendish Street, Ramsgate, Kent, CT11 9AL
  • Barnes Marsland Solicitors Limited, 103 High Street, Broadstairs, Kent, CT10 1JS

Planning law solicitors in Ramsgate regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Ramsgate practicing in planning law. This may include advice on applications about listed buildings and conservation areas
  • Boys & Maughan, India House, Hawley Street, Margate, Kent, CT9 1PZ

What to expect from a Licensed Conveyancer for conveyancing in Ramsgate?

Licensed Conveyancers deal with the transfer of ownership of a property from one person to another and cover conveyancing nationwide not just Ramsgate. When instructing a Licensed Conveyancer governed by the CLC, you should:
  • Have an honest and lawful conveyancing.
  • Be supplied with a high standard of legal services.
  • Enjoy the benefit of your matters dealt with using care, skill and legal competence.
  • Be supplied with a high quality of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Enjoy the benefit of a service which is accessible and responsive to your specific requirements.
  • Not feel discriminated against, victimised or harassed.
  • To receive the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your individual needs taken into account should you make a complaint.
  • Be provided with a speedy, impartial and comprehensive service if if a complaint is registered about your conveyancing in Ramsgate.

Neighboring Locations

Margate
Westgate on Sea
Broadstairs
Birchington
Ramsgate
Sandwich
Deal

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.