Having been recommended your web site we were about to appoint conveyancing solicitor in Ramsgate listed using your comparison tool but have come across some other quotes on the internet seem cheaper – how come?
There are numerous conveyancers marketing what appear to be extremely cheap conveyancing in Ramsgate. We suggest that you think long and hard about how much you respect your own move to want to take 'cheap' risks in relation to the quality of the legal work. Some hide extras well inside the terms of business. The solicitors that we put forward for conveyancing in Ramsgate will notdo this.
I am need of leasehold conveyancing for a flat in a relatively new development (seven years old) in Ramsgate. Almost all the flats have already been occupied. Is it really necessary to order conveyancing searches for my conveyancing in Ramsgate?
A big part of the Ramsgate conveyancing process is the conveyancing searches. There are a large number of search providers conducting Ramsgate conveyancing searches, as well direct from the local authority. These are generally termed personal search companies and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must secure their information from the local authority.
I am due to move home in April. Should my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you put forward a removal company in Ramsgate. Conveyancing firm was found before I stumbled across your site.
On the day of completion you can pick up the house keys from the estate agent but this can only occur once the vendors lawyers inform the agent that they have the completion monies and the keys can be collected. After that you can tell the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can help you locate a residential property solicitor in Ramsgate or a solicitor that specialises in conveyancing in Ramsgate.
I am selling my house. I had a double glazing fitted in November 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being pedantic. The Ramsgate solicitor who is on the Principality conveyancing panel is recommending indemnity insurance as a solution but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Ramsgate solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Ramsgate surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have been told that property searches are the number one reason for hinderance in Ramsgate house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Ramsgate.
3 months have gone by following my purchase conveyancing in Ramsgate took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a ground for flat up to £245,000 and found one near me in Ramsgate I like with a park and station in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Ramsgate for this price, so just wondered if I would be making a mistake buying a short lease?
If you require a home loan that many years will likely be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.