How do I find the right lawyer who can provide a first class service for my conveyancing in Ramsgate?
Option 1 is to ask relatives whom they would instruct.
Option 2 is to look on the web for conveyancing in Ramsgate. Telephone a couple or more firms from the list and invite them to forward you their conveyancing costs illustrations and discuss your needs with the solicitor who will oversee your legal process in advance ofmaking your decision.
Third is to use our search tool to help you find the right lawyers taking into account your unique requirements including location,deadlines, complications and who your intended mortgage company is. Do not be fooled by low cost conveyancing in Ramsgate
We previously instructed conveyancing lawyers located in Ramsgate on the Skipton solicitor approved list. They are now charging me a supplemental sum for the legal aspects of the Skipton mortgage. Is this a supplemental conveyancing fee set by Skipton?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your property lawyer can levy a fee for this. The fee is not dictated by Skipton but by your Ramsgate lawyer. Numerous firms on the Skipton panel will levy ’dealing with mortgage’ fee and others do not.
I am currently in the process of buying my council flat in Ramsgate. I have a mortgage offer with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
After much negotiation I have agreed a price on an apartment in Ramsgate. My financial adviser suggested a property lawyer. I paid an advanced payment of £200. A few days later, the lawyer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My partner and I are selling our house in Ramsgate and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Ramsgate conveyancer would know this is not the case. For the life of me I don't know why the buyers used an online conveyancing practice as opposed to a conveyancing solicitor in Ramsgate. Having lived in Ramsgate for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly identified during conveyancing in Ramsgate?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Ramsgate. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a house in Ramsgate before appointing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies will refuse to grant a loan on such a premises.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ramsgate. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I search for a Ramsgate solicitor on the Clydesdale conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the conveyancer.
You can use the search on this page. Please pick a lender and your location and you will see a number of Ramsgate conveyancing lawyers based on proximity. We have listed some Ramsgate conveyancing firms at the bottom of this page and you can call them to check whether they are on the Clydesdale member panel